Exchange Bank Visa® Business Real Rewards Card Review

Who is Exchange Bank Visa® Business Real Rewards Card designed for?

Exchange Bank Visa® Business Real Rewards Card is a credit card issued by Exchange Bank of Milledgeville. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Exchange Bank Visa® Business Real Rewards Card?

Exchange Bank Visa® Business Real Rewards Card has a variable purchase APR that ranges from 13.99% up to 23.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Exchange Bank Visa® Business Real Rewards Card fees?

The following fees apply to Exchange Bank Visa® Business Real Rewards Card:

• There is no annual fee.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.
• An overlimit fee of $39.

Is there a Exchange Bank Visa® Business Real Rewards Card cash back or rewards program?

Exchange Bank Visa® Business Real Rewards Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Every Purchase

What are the Exchange Bank Visa® Business Real Rewards Card benefits?

Exchange Bank Visa® Business Real Rewards Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

Does Exchange Bank Visa® Business Real Rewards Card report your account activity to credit bureaus?

Yes, Exchange Bank Visa® Business Real Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Exchange Bank Visa® Business Real Rewards Card

• Visit the Exchange Bank of Milledgeville .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.