
Axos Bank Golden Checking
in Checking Accounts from Axos Bank · Member FDIC
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Community Rating |
Rating not yet determined |
Monthly Fee | $0 |
ATM Fee: Out-of-Network | $0 |
Minimum Balance to Avoid Monthly Fee | $0 |
APY (Annual Percentage Yield) | 0.2% |
Axos Bank Golden Checking Review
Axos Bank Golden Checking is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank Golden Checking is available in 50 states (and Washington, DC).
- Low APY. The maximum annual percentage yield for this account is only 0.2%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $50 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- Up to $8 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Axos Bank.
- Hard credit pull. Axos Bank may require a hard pull on your credit report to open a checking account.
Pros | Cons |
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Are checking accounts from Axos Bank federally insured?
Yes, your Axos Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Axos Bank Golden Checking offer?
Description | |
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APY (Annual Percentage Yield) | 0.2% |
Axos Bank Golden Checking offers an APY of 0.2% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Axos Bank Golden Checking?
Axos Bank Golden Checking requires a minimum initial deposit of $50 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $50 |
What fees does Axos Bank Golden Checking charge?
The good news is that this account does not have a monthly service charge.
Description | |
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ATM Fee: In-Network | $0 |
ATM Reimbursement Monthly Limit | $8 |
Check Copy | $5 |
Debit Card Replacement Fee | $5 |
Early Account Closure | $0 |
Foreign Transaction Fee (Debit Card) | 1% |
Monthly Fee | $0 |
NSF Fee | $0 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $0 |
Overdraft Protection Fee (per transfer) | $0 |
Paper Statement Fee | $5 |
Returned Deposit Fee (Domestic) | $10 |
Returned Deposit Fee (International) | $10 |
Stop Payment Fee | $10 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $35 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $45 |
ATM Fee: Out-of-Network | $0 |
What features and perks does Axos Bank Golden Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $8.
- Fraud monitoring - Axos Bank Golden Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Axos Bank Golden Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
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4350 La Jolla Village Drive
Suite 140
San Diego, CA 92122 - Visit Site
Other Services by Axos Bank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
APY Minimum Balance | $0 |
Minimum Combined Balance to Avoid Monthly Fee | $0 |
Minimum Direct Deposit to Avoid Monthly Fee | $0 |
Minimum Initial Deposit | $50 |
Minimum Balance to Avoid Monthly Fee | $0 |
Axos Bank Golden Checking Community Reviews
Would you recommend Axos Bank Golden Checking to your friends?
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