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Last Updated: 01/21/2026

Capital Bank Global 2.0 Checking Account

from Capital Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $10(Verified 01/21/2026)

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Capital Bank Global 2.0 Checking Account Review

The Capital Bank Global 2.0 Checking Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Global 2.0 Checking Account is available in 2 states.

Key Takeaways

0% APY. As with most checking accounts, Capital Bank Global 2.0 Checking Account does not pay interest.
Charges a monthly fee. This account charges a monthly fee of up to $10.
No minimum initial deposit. There is no minimum balance required to open an account online.
No ATM fees. Capital Bank Global 2.0 Checking Account does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Capital Bank mobile or online banking.

Capital Bank Global 2.0 Checking Account Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
No charge on incoming domestic or international wire transfers.

No signup bonus.
Does not earn interest
Does not provide access to a nationwide ATM network.
Only available in 2 states.

Capital Bank Global 2.0 Checking Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Global 2.0 Checking Account offer?

Capital Bank Global 2.0 Checking Account is not an interest-bearing account.

What are the account minimums for Capital Bank Global 2.0 Checking Account?

Capital Bank Global 2.0 Checking Account does not require a minimum initial deposit.

Capital Bank Global 2.0 Checking Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $0

Minimum Balance to Earn APY

Minimum Opening Deposit

Starting at $0

What fees does Capital Bank Global 2.0 Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of up to $10.

Capital Bank Global 2.0 Checking Account Fees

Description

Monthly Maintenance Fee

$0 - $10

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

Online Bill Pay Fee

Starting at $0

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Wire Transfer Fee - International (Outgoing)

Starting at $40

Wire Transfer Fee - International (Incoming)

Starting at $0

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

What features and perks does Capital Bank Global 2.0 Checking Account offer?

This account includes the following features:

Fraud monitoring - Capital Bank Global 2.0 Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Capital Bank Global 2.0 Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Capital Bank Global 2.0 Checking Account?

The customer support email for Capital Bank Global 2.0 Checking Account is contactgroup@chemungcanal.com.

Capital Bank Global 2.0 Checking Account Disclosure: Account holders are required to receive monthly eStatements and make at least 5 credit or signature Debit Card transactions during each statement cycle. If one of these requirements is not met, a monthly fee of $10 will be charged.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Capital Bank Global 2.0 Checking Account

Introducing a checking account that will fit you perfectly! Created exclusively for our customers 18-25, our Global 2.0 Checking Account fits your active lifestyle. As your financial responsibilities grow, allow us to help you accommodate your growing needs. With features such as Web Banking and Mobile Banking*, and fee-free access to millions of ATMs worldwide, you have the freedom to bank whenever and wherever you want!

Contact

Headquarters

132 State Streen

Albany, NY 12207

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturday9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.