SuperMoney
  Capital Bank Global 2.0 Checking Account

Capital Bank Global 2.0 Checking Account

in Checking Accounts from Capital Bank · Member fdic

Unaffiliated

Capital Bank Global 2.0 Checking Account

Unaffiliated

in Checking Accounts from Capital Bank · Member FDIC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Capital Bank Global 2.0 Checking Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0 - $10
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

Capital Bank Global 2.0 Checking Account Review

Capital Bank Global 2.0 Checking Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Global 2.0 Checking Account is available in 2 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Capital Bank Global 2.0 Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but there are ways to waive the fee.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Capital Bank Global 2.0 Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Capital Bank.
  • Hard credit pull. Capital Bank may require a hard pull on your credit report to open a checking account.
Capital Bank Global 2.0 Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Only available in 2 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
Capital Bank Global 2.0 Checking Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, your Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Global 2.0 Checking Account offer?

Capital Bank Global 2.0 Checking Account is not an interest-bearing account.

What are the account minimums for Capital Bank Global 2.0 Checking Account?

Capital Bank Global 2.0 Checking Account does not require a minimum initial deposit.

Capital Bank Global 2.0 Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $0

What fees does Capital Bank Global 2.0 Checking Account charge?

This account charges a monthly service fee of up to $10.

Capital Bank Global 2.0 Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $0 - $10
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $0

Does Capital Bank Global 2.0 Checking Account charge overdraft fees?

What features and perks does Capital Bank Global 2.0 Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Capital Bank Global 2.0 Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Capital Bank Global 2.0 Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Capital Bank Global 2.0 Checking Account Disclosure: Account holders are required to receive monthly eStatements and make at least 5 credit or signature Debit Card transactions during each statement cycle. If one of these requirements is not met, a monthly fee of $10 will be charged.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 2 states
  • New York
  • Pennsylvania

Feature Breakdown

ATM Fee: In-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Monthly Fee $0 - $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Bank Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • FDIC Member
  • Student Checking Account

Be the first to rate

 

Would you recommend Capital Bank Global 2.0 Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

Capital Bank Checking Accounts

Loading...