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  Capital Bank Global 2.0 Checking Account
Capital Bank Global 2.0 Checking Account
in Checking Accounts from Capital Bank · Member FDIC
Unaffiliated

Capital Bank Global 2.0 Checking Account

Unaffiliated
in Checking Accounts from Capital Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee Starting at $0

Capital Bank Global 2.0 Checking Account Review

Capital Bank Global 2.0 Checking Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Global 2.0 Checking Account is available in 2 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Capital Bank Global 2.0 Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Capital Bank Global 2.0 Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Capital Bank.

Capital Bank Global 2.0 Checking Account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.

Capital Bank Global 2.0 Checking Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Global 2.0 Checking Account offer?

Capital Bank Global 2.0 Checking Account is not an interest-bearing account.

What are the account minimums for Capital Bank Global 2.0 Checking Account?

Capital Bank Global 2.0 Checking Account does not require a minimum initial deposit.

Capital Bank Global 2.0 Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does Capital Bank Global 2.0 Checking Account charge?

This account charges a monthly service fee of up to $10.

Capital Bank Global 2.0 Checking Account Fees
Description
Monthly Fee $0 - $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $40
Online Bill Pay Fee $0

What features and perks does Capital Bank Global 2.0 Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Capital Bank Global 2.0 Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Capital Bank Global 2.0 Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Capital Bank Global 2.0 Checking Account?

The customer support email for Capital Bank Global 2.0 Checking Account is contactgroup@chemungcanal.com.

Capital Bank Global 2.0 Checking Account Disclosure: Account holders are required to receive monthly eStatements and make at least 5 credit or signature Debit Card transactions during each statement cycle. If one of these requirements is not met, a monthly fee of $10 will be charged.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Capital Bank

Introducing a checking account that will fit you perfectly! Created exclusively for our customers 18-25, our Global 2.0 Checking Account fits your active lifestyle. As your financial responsibilities grow, allow us to help you accommodate your growing needs. With features such as Web Banking and Mobile Banking*, and fee-free access to millions of ATMs worldwide, you have the freedom to bank whenever and wherever you want!

Availability

  Available in 2 states
  • New York
  • Pennsylvania

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0 - $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $40
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Student Checking Account
APY (Annual Percentage Yield) 0%

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