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Exchange Bank Exchange Interest Checking

in Checking Accounts from Exchange Bank of Milledgeville · Member FDIC

Unaffiliated

Exchange Bank Exchange Interest Checking

Unaffiliated

in Checking Accounts from Exchange Bank of Milledgeville · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$0 - $7.95
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

Exchange Bank Exchange Interest Checking Review

Exchange Bank Exchange Interest Checking is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Exchange Interest Checking is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly maintenance fee of up to $7.95.
Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Free bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of Milledgeville.
Hard credit pull. Exchange Bank of Milledgeville may require a hard pull on your credit report to open a checking account.

Exchange Bank Exchange Interest Checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Only available in one state. Monthly service charge.

Exchange Bank Exchange Interest Checking FAQ

Are checking accounts from Exchange Bank of Milledgeville federally insured?

Yes, your Exchange Bank of Milledgeville checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Exchange Interest Checking offer?

What are the account minimums for Exchange Bank Exchange Interest Checking?

Exchange Bank Exchange Interest Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Exchange Interest Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$100

What fees does Exchange Bank Exchange Interest Checking charge?

This account charges a monthly maintenance fee of up to $7.95.

Exchange Bank Exchange Interest Checking Fees
Description
Monthly Fee	$0 - $7.95
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	N/A
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does Exchange Bank Exchange Interest Checking offer?

This account includes the following features:

Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Exchange Bank Exchange Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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