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  1st Bank Trust New Orleans Checking Account
1st Bank Trust New Orleans Checking Account Unaffiliated

1st Bank Trust New Orleans Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

1st Bank Trust New Orleans Checking Account Review

1st Bank Trust New Orleans Checking Account is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. 1st Bank Trust New Orleans Checking Account is available in 3 states across the USA.

Key Takeaways

  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust of New Orleans.

First Bank and Trust first checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.

First Bank and Trust first checking FAQ

Are checking accounts from First Bank and Trust of New Orleans federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust first checking offer?

First Bank and Trust first checking is not an interest bearing account.

What are the account minimums for First Bank and Trust first checking?

First Bank and Trust first checking requires a minimum initial deposit of $25 to open an account.

1st Bank Trust New Orleans Checking Account Minimums
Description
Minimum Opening Deposit Starting at $25

What fees does First Bank and Trust first checking charge?

The good news is that this account does not have a monthly Service Charge.

1st Bank Trust New Orleans Checking Account Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $23.50
Wire Transfer Fee - International (Incoming) $40
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $1.50

Does First Bank and Trust first checking charge overdraft fees?

Yes, First Bank and Trust first checking charges a $35 fee for every overdraft.

What features and perks does First Bank and Trust first checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank and Trust first checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust first checking allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust first checking?

The customer support email for First Bank and Trust first checking is gblossman@fbtonline.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Bank and Trust of New Orleans

Everyday money management is easy and convenient with First Bank and Trust. Choose from a basic account or one that earns interest.

First Checking Account, It's the place to start for basic checking. Fewer fees and zero hassle!
Sometimes it's best to keep it simple. When you need a straight-forward checking account that gives you what you need and gets out of your way, consider First Checking.

Availability

  Available in 3 states
  • Florida
  • Louisiana
  • Mississippi

Feature Breakdown

Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $35
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $23.50
Wire Transfer Fee - International (Incoming) $40
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $1.50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing

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