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  First Bank and Trust of New Orleans First Checking Account

First Bank and Trust of New Orleans First Checking Account

in Checking Accounts from First Bank and Trust of New Orleans · Member fdic

Unaffiliated

First Bank and Trust of New Orleans First Checking Account

Unaffiliated

in Checking Accounts from First Bank and Trust of New Orleans · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

First Bank and Trust of New Orleans First Checking Account Review

First Bank and Trust of New Orleans First Checking Account is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust of New Orleans First Checking Account is available in 3 states across the USA.

Key Takeaways
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • Free bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust of New Orleans.
  • Hard credit pull. First Bank and Trust of New Orleans may require a hard pull on your credit report to open a checking account.
First Bank and Trust of New Orleans First Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
First Bank and Trust of New Orleans First Checking Account FAQ

Are checking accounts from First Bank and Trust of New Orleans federally insured?

Yes, your First Bank and Trust of New Orleans checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust of New Orleans First Checking Account offer?

First Bank and Trust of New Orleans First Checking Account is not an interest bearing account.

What are the account minimums for First Bank and Trust of New Orleans First Checking Account?

First Bank and Trust of New Orleans First Checking Account requires a minimum initial deposit of $25 to open an account.

First Bank and Trust of New Orleans First Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $25

What fees does First Bank and Trust of New Orleans First Checking Account charge?

The good news is that this account does not have a monthly service charge.

First Bank and Trust of New Orleans First Checking Account Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $23.50
Wire Transfer Fee - International (Incoming) $40
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $1.50

What features and perks does First Bank and Trust of New Orleans First Checking Account offer?

This account includes the following features:

  • Fraud monitoring - First Bank and Trust of New Orleans First Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust of New Orleans First Checking Account allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 3 states
  • Florida
  • Louisiana
  • Mississippi

Feature Breakdown

Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $35
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $23.50
Wire Transfer Fee - International (Incoming) $40
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • No Monthly Maintenance Fee

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