FirstBank Bloom Package
in Checking Accounts from FirstBank · Member FDIC
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.01% - 0.05% |
FirstBank Bloom Package Review
FirstBank Bloom Package is offered by FirstBank, a bank founded in 1963 and based in Lakewood, CO. FirstBank Bloom Package is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Free bill pay. Pay your bills to practically anyone in the United States through FirstBank.
- Hard credit pull. FirstBank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from FirstBank federally insured?
Yes, your FirstBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does FirstBank Bloom Package offer?
FirstBank Bloom Package offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.05% |
What are the account minimums for FirstBank Bloom Package?
FirstBank Bloom Package does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
| APY Minimum Balance | $1 |
What fees does FirstBank Bloom Package charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $10 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2.50 |
What features and perks does FirstBank Bloom Package offer?
This account includes the following features:
- Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
- Fraud monitoring - FirstBank Bloom Package monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - FirstBank Bloom Package allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
12345 W. Colfax Ave.
Lakewood, CO 80215 - Visit Site
Other Services by FirstBank
Availability
- Arizona
- California
- Colorado
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
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