FirstBank Premier Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.03% - 0.10% (Verified 07/16/2022) |
| Monthly Fee | $0 - $20 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
FirstBank Premier Checking Review
FirstBank Premier Checking is offered by FirstBank, a bank founded in 1963 and based in Lakewood, CO. FirstBank Premier Checking is available in 3 states across the USA.
- Higher than average APY. FirstBank Premier Checking has an annual percentage yield of up to .10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.
- Charges a monthly fee. This account charges a monthly service fee of up to $20, but the fee is waived if you keep a minimum balance of $2,500, have a monthly direct deposit of $1,000, or $20,000 combined balance accross eligible accounts..
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States through FirstBank.
| Pros | Cons |
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Are checking accounts from FirstBank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does FirstBank checking account offer?
FirstBank checking account offers an APY starting at .03% and ranging up to .10% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $2500.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | .03% - .10% |
What are the account minimums for FirstBank checking account?
FirstBank checking account requires a minimum initial deposit of $2,500 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $2,500 |
| Minimum Combined Balance to Avoid Monthly Fee | $20,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1,000 |
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
What fees does FirstBank checking account charge?
This account charges a monthly service fee of up to $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $8 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $10 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $20 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
Does FirstBank checking account charge overdraft fees?
Yes, FirstBank checking account charges a $34 fee for every overdraft.FirstBank checking account offers overdraft protection at a cost of $10 per transaction.
What features and perks does FirstBank checking account offer?
This account includes the following features:
- Fraud monitoring - FirstBank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - FirstBank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for FirstBank checking account?
The customer support email for FirstBank checking account is banking@efirstbank.com.
Message From FirstBank
Contact
- Headquarters
-
12345 W. Colfax Ave.
Lakewood, CO 80215 USA - Visit Site
- Email Support
Other Services by FirstBank
Availability
- Arizona
- California
- Colorado
Feature Breakdown
| Minimum Balance to Earn APY | $2,500 |
| Minimum Combined Balance to Avoid Monthly Fee | $20,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1,000 |
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
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