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Last Updated: 01/21/2026

FirstBank Premier Checking

from FirstBank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

N/A

APY (Annual Percentage Yield)

.03% - .10%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $20(Verified 01/21/2026)

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FirstBank Premier Checking Review

The FirstBank Premier Checking is offered by FirstBank, a bank founded in 1963 and based in Lakewood, CO. FirstBank checking account is available in 3 states.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only .10% .
Charges a monthly fee. This account charges a monthly fee of up to $20, but the fee may be waived if you keep a minimum balance of$2,500.
Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in FirstBank mobile or online banking.

FirstBank checking account Pros & Cons

Pros

Cons

Interest-yielding account.
Access to physical branches.
Debit card

No signup bonus.
Does not provide access to a nationwide ATM network.
Only available in 3 states.
Charges a fee on out-of-network ATM transactions.

FirstBank checking account FAQ

Are checking accounts from FirstBank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does FirstBank checking account offer?

FirstBank checking account offers an APY starting at .03% and ranging up to .10% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $2500.

FirstBank checking account Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

.03% - .10%

What are the account minimums for FirstBank checking account?

FirstBank checking account requires a minimum initial deposit of $2,500.

FirstBank Premier Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $2,500

Minimum Balance to Earn APY

$2,500

Minimum Opening Deposit

Starting at $2,500

Minimum Average Combined Balance to Avoid Monthly Maintenance Fee

Starting at $20,000

What fees does FirstBank checking account charge?

This account charges a monthly maintenance fee each statement cycle of up to $20.

FirstBank Premier Checking Fees

Description

Monthly Maintenance Fee

$0 - $20

Paper Statement Fee

Starting at $3

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2.5

NSF Fee

$34

Overdraft Item Fee

Starting at $34

Returned Deposit Fee (Domestic)

Starting at $12

Card Replacement Fee (Standard Delivery)

Starting at $10

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $30

Check Copy

Foreign Transaction Fee (Debit Card)

Starting at 3%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $30

Wire Transfer Fee - International (Outgoing)

Starting at $45

Wire Transfer Fee - International (Incoming)

Starting at $10

Wire Transfer Fee - US Domestic (Incoming)

Starting at $10

Does FirstBank checking account charge overdraft fees?

Yes, FirstBank checking account charges a $34 fee for every overdraft.

What features and perks does FirstBank checking account offer?

This account includes the following features:

Fraud monitoring - FirstBank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - FirstBank checking account allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for FirstBank checking account?

The customer support email for FirstBank checking account is banking@efirstbank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from FirstBank checking account

Our hardest working checking account with typically the highest interest rates a checking account offers. Our Premier Checking account is perfect if you tend to carry higher balances and are looking to earn interest. Plus, we'll waive your Visa Debit Card and Cash Reserve annual fees.

Contact

Headquarters

12345 W. Colfax Ave.

Lakewood, CO 80215

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 12:00PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.03% - 0.05%

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Monthly Service Fee

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FirstBank Anywhere Account

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

Disclaimer popup with additional information

Visit Site

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Bonus Offer

N/A

Cashback Rewards

N/A

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0.01% - 0.05%

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.