FirstBank Premier Checking
in Checking Accounts from FirstBank · Member FDIC
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| Monthly Fee | $0 - $20 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
| APY (Annual Percentage Yield) | 0.01% - 0.02% |
FirstBank Premier Checking Review
FirstBank Premier Checking is offered by FirstBank, a bank founded in 1963 and based in Lakewood, CO. FirstBank Premier Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only .02%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $20, but the fee is waived if you keep a minimum balance of $2,500, have a monthly direct deposit of $1,000, or $20,000 combined balance accross eligible accounts..
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Free bill pay. Pay your bills to practically anyone in the United States through FirstBank.
- Hard credit pull. FirstBank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from FirstBank federally insured?
Yes, your FirstBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does FirstBank Premier Checking offer?
FirstBank Premier Checking offers an APY starting at .01% and ranging up to .02% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | .01% - .02% |
What are the account minimums for FirstBank Premier Checking?
FirstBank Premier Checking requires a minimum initial deposit of $2,500 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $2500 |
| APY Minimum Balance | $2,500 |
| Minimum Combined Balance to Avoid Monthly Fee | $20,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1,000 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
What fees does FirstBank Premier Checking charge?
This account charges a monthly maintenance fee of up to $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $10 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $20 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2.50 |
What features and perks does FirstBank Premier Checking offer?
This account includes the following features:
- Fraud monitoring - FirstBank Premier Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - FirstBank Premier Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
12345 W. Colfax Ave.
Lakewood, CO 80215 - Visit Site
Other Services by FirstBank
Availability
- Arizona
- California
- Colorado
Feature Breakdown
| APY Minimum Balance | $2,500 |
| Minimum Combined Balance to Avoid Monthly Fee | $20,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1,000 |
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
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