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  F&M Bank College Checking

F&M Bank College Checking

in Checking Accounts from F&M Bank · fdic

Unaffiliated

F&M Bank College Checking

Unaffiliated

in Checking Accounts from F&M Bank · Member FDIC

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Highlights
Monthly Fee $0 - $5
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

F&M Bank College Checking Review

F&M Bank College Checking is offered by F&M Bank, a bank founded in 1907 and based in Long Beach, CA. F&M Bank College Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • No ATM fees. F&M Bank College Checking does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through F&M Bank.
F&M Bank College Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
F&M Bank College Checking FAQ

Are checking accounts from F&M Bank federally insured?

Yes, your F&M Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does F&M Bank College Checking offer?

F&M Bank College Checking is not an interest bearing account.

What are the account minimums for F&M Bank College Checking?

F&M Bank College Checking requires a minimum initial deposit of $25 to open an account.

F&M Bank College Checking Minimums
Description
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $25

What fees does F&M Bank College Checking charge?

This account charges a monthly service fee of up to $5.

F&M Bank College Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $5
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $0

Does F&M Bank College Checking charge overdraft fees?

Yes, F&M Bank College Checking charges a $30 fee for every overdraft.

What features and perks does F&M Bank College Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - F&M Bank College Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - F&M Bank College Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for F&M Bank College Checking?

The customer support email for F&M Bank College Checking is rcs@fmb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From F&M Bank College Checking

Experience the personalized service offered by one of the strongest banks in California. Whether you are looking for a basic or interest-bearing checking account, let one of our F&M personal bankers customize a solution that meets your needs and goals. College Checking (18-24 Years Old) Benefits: Nationwide ATM Fee Reversals, Free Bill Pay, Free Checks Provided By Our Vendor (1st box of 80 F&M logo checks or 40 variety checks).

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $5
NSF Fee $30
Overdraft Item Fee $30
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
Account Features
  • No ATM Fees
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • ATM Reimbursement
  • Mobile Check Deposit
  • Teen Checking Account

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