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  F&M Bank College Checking
F&M Bank College Checking
in Checking Accounts from F&M Bank · Member FDIC
Unaffiliated

F&M Bank College Checking

Unaffiliated
in Checking Accounts from F&M Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $5
Minimum Balance to Avoid Monthly Fee N/A

F&M Bank College Checking Review

F&M Bank College Checking is offered by F&M Bank, a bank founded in 1907 and based in Long Beach, CA. F&M Bank College Checking is available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of $5.
  • No ATM fees. F&M Bank College Checking does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through F&M Bank.

F&M Bank College Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).

F&M Bank College Checking FAQ

Are checking accounts from F&M Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does F&M Bank College Checking offer?

F&M Bank College Checking is not an interest bearing account.

What are the account minimums for F&M Bank College Checking?

F&M Bank College Checking requires a minimum initial deposit of $25 to open an account.

F&M Bank College Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Balance to Earn APY $0

What fees does F&M Bank College Checking charge?

This account charges a monthly service fee of $5.

F&M Bank College Checking Fees
Description
Monthly Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $30
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $3
Online Bill Pay Fee $0
Early Account Closure $20

Does F&M Bank College Checking charge overdraft fees?

Yes, F&M Bank College Checking charges a $30 fee for every overdraft.

What features and perks does F&M Bank College Checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - F&M Bank College Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - F&M Bank College Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for F&M Bank College Checking?

The customer support email for F&M Bank College Checking is rcs@fmb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From F&M Bank

Experience the personalized service offered by one of the strongest banks in California. Whether you are looking for a basic or interest-bearing checking account, let one of our F&M personal bankers customize a solution that meets your needs and goals. College Checking (18-24 Years Old) Benefits: Nationwide ATM Fee Reversals, Free Bill Pay, Free Checks Provided By Our Vendor (1st box of 80 F&M logo checks or 40 variety checks).

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Balance to Earn APY $0
Monthly Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $30
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $3
Online Bill Pay Fee $0
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
  • Teen Checking Account

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