F&M Bank Gold Checking
in Checking Accounts from F&M Bank · Member FDIC
Not enough votes for recommendation
Cast your vote
Would you recommend F&M Bank Gold Checking to your friends?
| Monthly Fee | $0 - $25 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
| APY (Annual Percentage Yield) | 0.03% |
F&M Bank Gold Checking Review
F&M Bank Gold Checking is offered by F&M Bank, a bank founded in 1907 and based in Long Beach, CA. F&M Bank Gold Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only .03%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $25, but the fee is waived if you keep a minimum balance of $5,000.
- $100 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. F&M Bank Gold Checking does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through F&M Bank.
- Hard credit pull. F&M Bank may require a hard pull on your credit report to open a checking account.
F&M Bank Gold Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
F&M Bank Gold Checking FAQ
Are checking accounts from F&M Bank federally insured?
Yes, your F&M Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does F&M Bank Gold Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
F&M Bank Gold Checking offers an APY of .03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for F&M Bank Gold Checking?
F&M Bank Gold Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
What fees does F&M Bank Gold Checking charge?
This account charges a monthly maintenance fee of up to $25.
| Description | |
|---|---|
| Monthly Fee | $0 - $25 |
| Paper Statement Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | N/A |
| Overdraft Item Fee | $30 |
| Early Account Closure | $20 |
| Returned Deposit Fee (Domestic) | $30 |
| Debit Card Replacement Fee | N/A |
| Bank Teller Fee | $0 |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $30 |
| Check Image Service | N/A |
| Check Copy | $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Returned Deposit Fee (International) | N/A |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does F&M Bank Gold Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - F&M Bank Gold Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - F&M Bank Gold Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
302 Pine Ave
Long Beach, CA 90802 - Visit Site
Other Services by F&M Bank
View all checking accounts offered by F&M Bank
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Initial Deposit | $100 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
Be the first to rate
Would you recommend F&M Bank Gold Checking to your friends?
Other Checking Accounts
F&M Bank Checking Accounts
Loading...
Browse Checking Accounts
- Century Bank-Gold
- Community First Bank KASASA Cash Back Checking Account
- FB&T Interest Checking
- First Bank and Trust easyGROW Checking
- First Security Bank 50+ Interest Checking
- First Security Bank Bank Better Checking
- Frost Bank Checking Account
- Gate City Bank Totally Free Checking Account
- PNC Bank Virtual Wallet
- Redwood Capital Bank Capital Checking Account
- Space Coast Credit Union Interest Checking
- The Citizens National Bank Interest Checking
