F&M Bank Gold Checking
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
Upgrade RewardsChecking
12 reviews
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.02% (Verified 07/17/2022) |
| Monthly Fee | $0 - $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
F&M Bank Gold Checking Review
F&M Bank Gold Checking is offered by F&M Bank, founded in 1907 and based in Long Beach, CA. F&M Bank Gold Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $5,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
F&M Bank Gold Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
F&M Bank Gold Checking FAQ
Are checking accounts from F&M Bank federally insured?
No, your F&M Bank checking accounts are not insured by a federal insurance agency. This means that if F&M Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does F&M Bank Gold Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.02% |
F&M Bank Gold Checking offers an APY of 0.02% (APY stands for annual percentage yield, rates may change).
What are the account minimums for F&M Bank Gold Checking?
F&M Bank Gold Checking requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
What fees does F&M Bank Gold Checking charge?
This account charges a monthly service fee of up to $25.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Copy | $3 |
| Early Account Closure | $20 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $25 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Returned Deposit Fee (Domestic) | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
Does F&M Bank Gold Checking charge overdraft fees?
Yes, F&M Bank Gold Checking charges a $30 fee for every overdraft.What features and perks does F&M Bank Gold Checking offer?
This account includes the following features:
What is the customer support email for F&M Bank Gold Checking?
The customer support email for F&M Bank Gold Checking is rcs@fmb.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From F&M Bank
Contact
- Headquarters
-
302 Pine Ave
Long Beach, CA 90802 USA - Visit Site
- Email Support
Other Services by F&M Bank
View all checking accounts offered by F&M Bank
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
Be the first to rate
Would you recommend F&M Bank Gold Checking to your friends?
Other Checking Accounts
F&M Bank Checking Accounts
Loading...
Browse Checking Accounts
- 1st Capital Bank Personal Checking Account
- Capital One 360 Checking
- Chase Bank Sapphire Checking Account
- Citizens National Bank of Cheboygan Free Kasasa Tunes
- Clark County Credit Union Bonus Checking Account
- Commerce Bank Relationship Checking Account
- Ent Credit Union Checking Account
- Exchange Bank Exchange Solutions
- Exchange Rewards Checking Account
- First Exchange Bank First Platinum Checking
- Members First Credit Union Fresh Start Checking
- Members First Credit Union Texas Regular Checking
