SuperMoney
  F&M Bank Teen Checking

F&M Bank Teen Checking

in Checking Accounts from F&M Bank · fdic

Unaffiliated

F&M Bank Teen Checking

Unaffiliated

in Checking Accounts from F&M Bank · Member FDIC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend F&M Bank Teen Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0%

F&M Bank Teen Checking Review

F&M Bank Teen Checking is offered by F&M Bank, a bank founded in 1907 and based in Long Beach, CA. F&M Bank Teen Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, F&M Bank Teen Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through F&M Bank.
Farmers and Merchants Bank checking account Pros & Cons
Pros Cons
  • Nationwide ATM Fee Reversals
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Farmers and Merchants Bank checking account FAQ

Are checking accounts from F&M Bank federally insured?

Yes, your F&M Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Farmers and Merchants Bank checking account offer?

Farmers and Merchants Bank checking account is not an interest-bearing account.

What are the account minimums for Farmers and Merchants Bank checking account?

Farmers and Merchants Bank checking account requires a minimum initial deposit of $25 to open an account.

F&M Bank Teen Checking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Farmers and Merchants Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

F&M Bank Teen Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $1.50

Does Farmers and Merchants Bank checking account charge overdraft fees?

Yes, Farmers and Merchants Bank checking account charges a $30 fee for every overdraft.

What features and perks does Farmers and Merchants Bank checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - Farmers and Merchants Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Farmers and Merchants Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Farmers and Merchants Bank checking account?

The customer support email for Farmers and Merchants Bank checking account is rcs@fmb.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From F&M Bank Teen Checking

Experience the personalized service offered by one of the strongest banks in California. Whether you are looking for a basic or interest-bearing checking account, let one of our F&M personal bankers customize a solution that meets your needs and goals. Teen Checking (13-17 Years Old) Benefits: Nationwide ATM Fee Reversals, Unlimited Check Writing, Free Online Banking.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $30
Overdraft Item Fee $30
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $1.50
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Automatic Transfers
  • Branch Access
  • Member FDIC
  • Check Writing
  • Teen Checking Account

Be the first to rate

 

Would you recommend F&M Bank Teen Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

F&M Bank Checking Accounts

Loading...