Nationwide Interest Checking Review

Nationwide Interest Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Interest Checking is available in 49 states (and Washington, DC).

• Higher than average APY. Nationwide Interest Checking has an annual percentage yield of up to 0.4%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Up to $30 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Nationwide.
• Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

Are checking accounts from Nationwide federally insured?

No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Nationwide checking account offer?

Nationwide checking account offers an APY starting at 0.1% and ranging up to 0.4% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.

What are the account minimums for Nationwide checking account?

Nationwide checking account requires a minimum initial deposit of $100 to open an account.

What fees does Nationwide checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does Nationwide checking account charge overdraft fees?

What features and perks does Nationwide checking account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
• Fraud monitoring - Nationwide checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
• Mobile Banking Services - Nationwide checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

How do people rate the customer service and user experience of Nationwide checking account?

Overall, Nationwide checking account is strongly recommended based on community reviews that rate customer service and user experience.