
Nationwide Interest Checking
Would you recommend Nationwide Interest Checking to your friends?
Community Rating | Strongly recommended |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) |
Up to 0.10% (Verified 01/13/2023) |
Monthly Fee |
$0 (Verified 01/13/2023) |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Number of Reviews | 7 |
Nationwide Interest Checking Review
Nationwide Interest Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. It is made possible by a bank partnership with Axos Bank. Nationwide Interest Checking are available in 49 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.10%.
- Supports joint accounts. This allows two people to have equal authority over the management of an account.
- $0 monthly fee. This account does not charge any monthly account fees.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Up to $30 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Nationwide.
- Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.
Nationwide checking account Pros & Cons
Pros | Cons |
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Nationwide checking account FAQ
Are Nationwide Interest Checking deposits federally insured?
No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Nationwide checking account offer?
Nationwide checking account is not an interest bearing account.What are the account minimums for Nationwide checking account?
Nationwide checking account requires a minimum initial deposit of $100 to open an account.
Description | |
---|---|
Minimum Opening Deposit | Starting at $100 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Combined Balance to Avoid Monthly Fee | $0 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $0.01 |
What fees does Nationwide checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
---|---|
Monthly Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Reimbursement Monthly Limit | $30 |
Foreign Transaction Fee (Debit Card) | 1% |
NSF Fee | $25 |
Overdraft Item Fee | $25 |
Returned Deposit Fee (Domestic) | $25 |
Returned Deposit Fee (International) | $25 |
Stop Payment Fee | $10 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $35 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $45 |
Paper Statement Fee | $5 |
Online Bill Pay Fee | $0 |
Check Copy | $5 |
Debit Card Replacement Fee | $0 |
Does Nationwide checking account charge overdraft fees?
Yes, Nationwide checking account charges a $25 fee for every overdraft.What features and perks does Nationwide checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
- Fraud monitoring - Nationwide checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
- Mobile Banking Services - Nationwide checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Nationwide checking account?
The customer support email for Nationwide checking account is consumerprivacy@nationwide.com.
How do people rate the customer service and user experience of Nationwide checking account?
Overall, Nationwide checking account is strongly recommended based on community reviews that rate customer service and user experience.
Message From Nationwide checking account
Contact
- Headquarters
-
One Nationwide Plaza
Columbus, OH 43215 USA - (877) 669-6877
- Visit Site
- Email Support
Other Services by Nationwide
Availability
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Opening Deposit | Starting at $100 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Combined Balance to Avoid Monthly Fee | $0 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $0.01 |
Nationwide Interest Checking Community Reviews
Would you recommend Nationwide Interest Checking to your friends?
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