
Nationwide Interest Checking
in Checking Accounts from Nationwide
Would you recommend Nationwide Interest Checking to your friends?
Community Rating |
Rating not yet determined |
Monthly Fee | $0 |
ATM Fee: Out-of-Network | N/A |
Minimum Balance to Avoid Monthly Fee | $0 |
APY (Annual Percentage Yield) | 0.1% - 0.4% |
Nationwide Interest Checking Review
Nationwide Interest Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Interest Checking is available in 49 states (and Washington, DC).
- Low APY. The maximum annual percentage yield for this account is only 0.4%, and you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $100 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Up to $30 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Nationwide.
- Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.
- Hard credit pull. Nationwide may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Nationwide federally insured?
No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Nationwide Interest Checking offer?
Nationwide Interest Checking offers an APY starting at 0.1% and ranging up to 0.4% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.
Rates | Amount |
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APY (Annualized Percentage Yield) | 0.1% - 0.4% |
What are the account minimums for Nationwide Interest Checking?
Nationwide Interest Checking requires a minimum initial deposit of $100 to open an account.
Description | Amount |
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Minimum Initial Deposit | $100 |
APY Minimum Balance | $0.01 |
What fees does Nationwide Interest Checking charge?
The good news is that this account does not have a monthly service charge.
Description | |
---|---|
Monthly Fee | $0 |
Paper Statement Fee | $5 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | N/A |
NSF Fee | $25 |
Overdraft Protection Fee (per transfer) | N/A |
Overdraft Item Fee | $25 |
Early Account Closure | N/A |
Returned Deposit Fee (Domestic) | $25 |
Debit Card Replacement Fee | $0 |
Bank Teller Fee | N/A |
Check Cashing Fee | N/A |
Online Bill Pay Fee | $0 |
Stop Payment Fee | $10 |
Check Image Service | N/A |
Check Copy | $5 |
Foreign Transaction Fee (Debit Card) | 1% |
Wire Transfer Fee - Domestic (Outgoing) | $35 |
Wire Transfer Fee - International (Outgoing) | $45 |
Wire Transfer Fee - International (Incoming) | $0 |
Returned Deposit Fee (International) | $25 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
ATM Reimbursement Monthly Limit | $30 |
What features and perks does Nationwide Interest Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $30.
- Fraud monitoring - Nationwide Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
- Mobile Banking Services - Nationwide Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
One Nationwide Plaza
Columbus, OH 43215 - Visit Site
Other Services by Nationwide

Availability
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
APY Minimum Balance | $0.01 |
Minimum Combined Balance to Avoid Monthly Fee | $0 |
Minimum Direct Deposit to Avoid Monthly Fee | $0 |
Minimum Initial Deposit | $100 |
Minimum Balance to Avoid Monthly Fee | $0 |
Nationwide Interest Checking Community Reviews
Would you recommend Nationwide Interest Checking to your friends?
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