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  Nationwide Advantage Checking
Nationwide Advantage Checking Claimed

Nationwide Advantage Checking

Claimed
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.45% - 0.9%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Nationwide Advantage Checking Review

Nationwide Advantage Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Advantage Checking are available in 49 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. Nationwide Advantage Checking has an annual percentage yield of up to 0.9%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Up to $30 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Nationwide.
  • Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

Nationwide Advantage checking Pros & Cons

Pros Cons
  • Available in 49 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.

Nationwide Advantage checking FAQ

Are checking accounts from Nationwide federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Nationwide Advantage checking offer?

Nationwide Advantage checking offers an APY starting at 0.45% and ranging up to 0.9% (APY stands for annual percentage yield, rates may change).

Nationwide Advantage checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.45% - 0.9%

What are the account minimums for Nationwide Advantage checking?

Nationwide Advantage checking requires a minimum initial deposit of $50 to open an account.

Nationwide Advantage Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0

What fees does Nationwide Advantage checking charge?

The good news is that this account does not have a monthly Service Charge.

Nationwide Advantage Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $30
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
Paper Statement Fee $5
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $0

Does Nationwide Advantage checking charge overdraft fees?

No, Nationwide Advantage checking does not charge overdraft fees.

What features and perks does Nationwide Advantage checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
  • Fraud monitoring - Nationwide Advantage checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
  • Mobile Banking Services - Nationwide Advantage checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Nationwide Advantage checking?

The customer support email for Nationwide Advantage checking is consumerprivacy@nationwide.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Nationwide Advantage checking

Advantage Checking, Use your smart money skills to your advantage. This account offers our highest interest rate – up to 0.90% APY* – so you can get more bang from your bucks. Plus, with intuitive banking tools, Advantage Checking offers the convenience you need to manage your money with ease. Get started by opening a new account today.

Availability

  Available in 49 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $30
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
Paper Statement Fee $5
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Get Paid Early
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.45% - 0.9%

Nationwide Advantage Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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