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  Nationwide Advantage Checking

Nationwide Advantage Checking

in Checking Accounts from Nationwide

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Nationwide Advantage Checking

Unaffiliated

in Checking Accounts from Nationwide

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.45% - 0.9%

Nationwide Advantage Checking Review

Nationwide Advantage Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Advantage Checking is available in 49 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. Nationwide Advantage Checking has an annual percentage yield of up to 0.9%, which is higher than the average.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Up to $30 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Nationwide.
  • Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.
  • Hard credit pull. Nationwide may require a hard pull on your credit report to open a checking account.
Nationwide Advantage Checking Pros & Cons
Pros Cons
  • Available in 49 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
Nationwide Advantage Checking FAQ

Are checking accounts from Nationwide federally insured?

No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Nationwide Advantage Checking offer?

Nationwide Advantage Checking offers an APY starting at 0.45% and ranging up to 0.9% (APY stands for annual percentage yield, rates may change).

Nationwide Advantage Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.45% - 0.9%

What are the account minimums for Nationwide Advantage Checking?

Nationwide Advantage Checking requires a minimum initial deposit of $50 to open an account.

Nationwide Advantage Checking Account Minimums
Description Amount
Minimum Opening Deposit $50

What fees does Nationwide Advantage Checking charge?

The good news is that this account does not have a monthly Service Charge.

Nationwide Advantage Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $30
Check Copy $5
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45

Does Nationwide Advantage Checking charge overdraft fees?

No, Nationwide Advantage Checking does not charge overdraft fees.

What features and perks does Nationwide Advantage Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $30.
  • Fraud monitoring - Nationwide Advantage Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
  • Mobile Banking Services - Nationwide Advantage Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 49 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Reimbursement Monthly Limit $30
Check Copy $5
Foreign Transaction Fee (Debit Card) 1%
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $45
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Get Paid Early
  • Branch Access
  • FDIC Member
APY (Annual Percentage Yield) 0.45% - 0.9%

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