Century Bank of Massachusetts Gold Checking Account Review

Century Bank of Massachusetts Gold Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Gold Checking Account is available in 1 state across the USA.

• 0% APY. As with most checking accounts, Century Bank of Massachusetts Gold Checking Account does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $2,500.
• Small minimum initial deposit. You only need $1 to open an account.
• No ATM fees. Century Bank of Massachusetts Gold Checking Account does not charge fees on ATM transactions.
• Up to $15 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
• Free bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
• Hard credit pull. Century Bank of Massachusetts may require a hard pull on your credit report to open a checking account.

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts Gold Checking Account offer?

Century Bank of Massachusetts Gold Checking Account is not an interest-bearing account.

What are the account minimums for Century Bank of Massachusetts Gold Checking Account?

Century Bank of Massachusetts Gold Checking Account requires a minimum initial deposit of $1 to open an account.

What fees does Century Bank of Massachusetts Gold Checking Account charge?

This account charges a monthly service fee of up to $15.

Does Century Bank of Massachusetts Gold Checking Account charge overdraft fees?

Century Bank of Massachusetts Gold Checking Account offers overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank of Massachusetts Gold Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $15.
• Fraud monitoring - Century Bank of Massachusetts Gold Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Century Bank of Massachusetts Gold Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.