Advertiser Disclosure

Century Bank of Massachusetts Gold Checking Account

in Checking Accounts from Century Bank of Massachusetts · Member fdic

Unaffiliated

Century Bank of Massachusetts Gold Checking Account

Unaffiliated

in Checking Accounts from Century Bank of Massachusetts · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$15
ATM Fee: Out-of-Network	$15
Minimum Balance to Avoid Monthly Fee	$2,500
APY (Annual Percentage Yield)	0.03%

Century Bank of Massachusetts Gold Checking Account Review

Century Bank of Massachusetts Gold Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Gold Checking Account is available in 1 state across the USA.

Key Takeaways

Low APY. The maximum annual percentage yield for this account is only 0.03%.
Charges a monthly fee. This account charges a monthly maintenance fee of $15, but the fee is waived if you keep a minimum balance of $2,500.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Century Bank of Massachusetts Gold Checking Account does not charge fees on ATM transactions.
Free bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
Hard credit pull. Century Bank of Massachusetts may require a hard pull on your credit report to open a checking account.

Century Bank of Massachusetts Gold Checking Account Pros & Cons

Pros	Cons
Interest-yielding account. Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen	No signup bonus. Only available in one state. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

Century Bank of Massachusetts Gold Checking Account FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts Gold Checking Account offer?

Century Bank of Massachusetts Gold Checking Account Rates & Terms
Description
APY (Annual Percentage Yield)	0.03%

Century Bank of Massachusetts Gold Checking Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Century Bank of Massachusetts Gold Checking Account?

Century Bank of Massachusetts Gold Checking Account requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Gold Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$1
Minimum Combined Balance to Avoid Monthly Fee	$5,000
Minimum Balance to Avoid Monthly Fee	$2,500

What fees does Century Bank of Massachusetts Gold Checking Account charge?

This account charges a monthly maintenance fee of $15.

Century Bank of Massachusetts Gold Checking Account Fees
Description
Monthly Fee	$15
Paper Statement Fee	N/A
ATM Fee: In-Network	$15
ATM Fee: Out-of-Network	$15
NSF Fee	$36
Overdraft Protection Fee (per transfer)	$36
Overdraft Item Fee	$36
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$7.50
Debit Card Replacement Fee	$25
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$28
Check Image Service	N/A
Check Copy	$6
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Outgoing)	$35
Wire Transfer Fee - International (Incoming)	$10
Returned Deposit Fee (International)	$7.50
Wire Transfer Fee - Domestic (Incoming)	$10
ATM Reimbursement Monthly Limit	N/A

What features and perks does Century Bank of Massachusetts Gold Checking Account offer?

This account includes the following features:

Fraud monitoring - Century Bank of Massachusetts Gold Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Century Bank of Massachusetts Gold Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.