
Century Bank of Massachusetts Gold Checking Account
in Checking Accounts from Century Bank of Massachusetts · Member fdic
UnaffiliatedCentury Bank of Massachusetts Gold Checking Account
in Checking Accounts from Century Bank of Massachusetts · Member FDIC
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Monthly Fee | $15 |
ATM Fee: Out-of-Network | $15 |
Minimum Balance to Avoid Monthly Fee | $2,500 |
APY (Annual Percentage Yield) | 0.03% |
Century Bank of Massachusetts Gold Checking Account Review
Century Bank of Massachusetts Gold Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Gold Checking Account is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly maintenance fee of $15, but the fee is waived if you keep a minimum balance of $2,500.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. Century Bank of Massachusetts Gold Checking Account does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
- Hard credit pull. Century Bank of Massachusetts may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Century Bank of Massachusetts federally insured?
Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank of Massachusetts Gold Checking Account offer?
Description | |
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APY (Annual Percentage Yield) | 0.03% |
Century Bank of Massachusetts Gold Checking Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Century Bank of Massachusetts Gold Checking Account?
Century Bank of Massachusetts Gold Checking Account requires a minimum initial deposit of $1 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $1 |
Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
Minimum Balance to Avoid Monthly Fee | $2,500 |
What fees does Century Bank of Massachusetts Gold Checking Account charge?
This account charges a monthly maintenance fee of $15.
Description | |
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Monthly Fee | $15 |
Paper Statement Fee | N/A |
ATM Fee: In-Network | $15 |
ATM Fee: Out-of-Network | $15 |
NSF Fee | $36 |
Overdraft Protection Fee (per transfer) | $36 |
Overdraft Item Fee | $36 |
Early Account Closure | $0 |
Returned Deposit Fee (Domestic) | $7.50 |
Debit Card Replacement Fee | $25 |
Bank Teller Fee | N/A |
Check Cashing Fee | N/A |
Online Bill Pay Fee | $0 |
Stop Payment Fee | $28 |
Check Image Service | N/A |
Check Copy | $6 |
Foreign Transaction Fee (Debit Card) | 1% |
Wire Transfer Fee - Domestic (Outgoing) | $20 |
Wire Transfer Fee - International (Outgoing) | $35 |
Wire Transfer Fee - International (Incoming) | $10 |
Returned Deposit Fee (International) | $7.50 |
Wire Transfer Fee - Domestic (Incoming) | $10 |
ATM Reimbursement Monthly Limit | N/A |
What features and perks does Century Bank of Massachusetts Gold Checking Account offer?
This account includes the following features:
- Fraud monitoring - Century Bank of Massachusetts Gold Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank of Massachusetts Gold Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
102 Fellsway West
Somerville, MA 02145 - (866) 823-6887
- Visit Site
Other Services by Century Bank of Massachusetts

Availability
Feature Breakdown
Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
Minimum Initial Deposit | $1 |
Minimum Balance to Avoid Monthly Fee | $2,500 |
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