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  Century Bank of Massachusetts Gold Checking Account

Century Bank of Massachusetts Gold Checking Account

in Checking Accounts from Century Bank of Massachusetts · fdic

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Century Bank of Massachusetts Gold Checking Account

Unaffiliated

in Checking Accounts from Century Bank of Massachusetts · Member FDIC

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Highlights
Monthly Fee $0 - $15
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $2,500
APY (Annual Percentage Yield) 0%

Century Bank of Massachusetts Gold Checking Account Review

Century Bank of Massachusetts Gold Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Gold Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Century Bank of Massachusetts Gold Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $2,500.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. Century Bank of Massachusetts Gold Checking Account does not charge fees on ATM transactions.
  • Up to $15 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
Century Bank of Massachusetts gold checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
Century Bank of Massachusetts gold checking FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts gold checking offer?

Century Bank of Massachusetts gold checking is not an interest-bearing account.

What are the account minimums for Century Bank of Massachusetts gold checking?

Century Bank of Massachusetts gold checking requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Gold Checking Account Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $2,500

What fees does Century Bank of Massachusetts gold checking charge?

This account charges a monthly service fee of up to $15.

Century Bank of Massachusetts Gold Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $15
Check Copy $6
Debit Card Replacement Fee $25
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $15
NSF Fee $36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $0

Does Century Bank of Massachusetts gold checking charge overdraft fees?

Yes, Century Bank of Massachusetts gold checking charges a $36 fee for every overdraft.

Century Bank of Massachusetts gold checking offers overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank of Massachusetts gold checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
  • Fraud monitoring - Century Bank of Massachusetts gold checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank of Massachusetts gold checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Message From Century Bank of Massachusetts Gold Checking Account

Your checking. Your choice. Personal checking is, well, personal. That’s why we offer several different kinds of accounts to choose from – whether you need a free checking account or easy online banking. Experience the Century difference. Gold Checking, A full service relationship package providing all the products and services you expect from your bank.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 8:00am - 1:00pm

Other Services by Century Bank of Massachusetts

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View all checking accounts offered by Century Bank of Massachusetts

Availability

  Available in 1 state
Massachusetts
Availabile in all of Massachusetts

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $2,500
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $15
Check Copy $6
Debit Card Replacement Fee $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $15
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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