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Century Bank of Massachusetts Silver Checking Account

in Checking Accounts from Century Bank of Massachusetts · fdic

Unaffiliated

Century Bank of Massachusetts Silver Checking Account

Unaffiliated

in Checking Accounts from Century Bank of Massachusetts · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$0
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	Starting at $0
APY (Annual Percentage Yield)	0%

Century Bank of Massachusetts Silver Checking Account Review

Century Bank of Massachusetts Silver Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Silver Checking Account is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, Century Bank of Massachusetts Silver Checking Account does not pay interest.
$0 monthly fee. This account does not charge a monthly Service Charge.
Small minimum initial deposit. You only need $1 to open an account.
Bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.

Century Bank checking account Pros & Cons

Pros	Cons
Access to physical branches. Free debit card	No signup bonus. Does not earn interest Does not provide access to a nationwide ATM network. Only available in one state. Higher than average wire transfer fees.

Century Bank checking account FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank checking account offer?

Century Bank checking account is not an interest-bearing account.

What are the account minimums for Century Bank checking account?

Century Bank checking account requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Silver Checking Account Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee	$0
Minimum Opening Deposit	Starting at $1
Minimum Balance to Avoid Monthly Fee	Starting at $0

What fees does Century Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Century Bank of Massachusetts Silver Checking Account Fees
Description
ATM Fee: In-Network	$0
Check Copy	$6
Debit Card Replacement Fee	$25
Early Account Closure	$0
Foreign Transaction Fee (Debit Card)	1%
Monthly Fee	$0
NSF Fee	$36
Online Bill Pay Fee	$0
Overdraft Item Fee	$36
Overdraft Protection Fee (per transfer)	$36
Paper Statement Fee	$3.99
Returned Deposit Fee (Domestic)	$7.50
Returned Deposit Fee (International)	$7.50
Stop Payment Fee	$28
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Incoming)	$10
Wire Transfer Fee - International (Outgoing)	$35

Does Century Bank checking account charge overdraft fees?

Yes, Century Bank checking account charges a $36 fee for every overdraft.

Century Bank checking account offers overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank checking account offer?

This account includes the following features:

Fraud monitoring - Century Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Century Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

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