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  Century Bank of Massachusetts Silver Checking Account

Century Bank of Massachusetts Silver Checking Account

in Checking Accounts from Century Bank of Massachusetts · Member fdic

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Century Bank of Massachusetts Silver Checking Account

Unaffiliated

in Checking Accounts from Century Bank of Massachusetts · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

Century Bank of Massachusetts Silver Checking Account Review

Century Bank of Massachusetts Silver Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Silver Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Century Bank of Massachusetts Silver Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly service fee.
  • Small minimum initial deposit. You only need $1 to open an account.
  • Free bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
  • Hard credit pull. Century Bank of Massachusetts may require a hard pull on your credit report to open a checking account.
Century Bank of Massachusetts Silver Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
Century Bank of Massachusetts Silver Checking Account FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts Silver Checking Account offer?

Century Bank of Massachusetts Silver Checking Account is not an interest-bearing account.

What are the account minimums for Century Bank of Massachusetts Silver Checking Account?

Century Bank of Massachusetts Silver Checking Account requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Silver Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $1

What fees does Century Bank of Massachusetts Silver Checking Account charge?

The good news is that this account does not have a monthly service fee.

Century Bank of Massachusetts Silver Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $6
Debit Card Replacement Fee $25
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Paper Statement Fee $3.99
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35

Does Century Bank of Massachusetts Silver Checking Account charge overdraft fees?

Yes, Century Bank of Massachusetts Silver Checking Account charges a $36 fee for every overdraft fee.

Century Bank of Massachusetts Silver Checking Account offers overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank of Massachusetts Silver Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Century Bank of Massachusetts Silver Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank of Massachusetts Silver Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Availability

  Available in 1 state
Massachusetts
Availabile in all of Massachusetts

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Early Account Closure $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Copy $6
Debit Card Replacement Fee $25
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Paper Statement Fee $3.99
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • FDIC Member

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