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  Century Bank of Massachusetts Silver Checking Account
Century Bank of Massachusetts Silver Checking Account Unaffiliated

Century Bank of Massachusetts Silver Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Century Bank of Massachusetts Silver Checking Account Review

Century Bank of Massachusetts Silver Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Silver Checking Account is available in 1 state across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Century Bank of Massachusetts Silver Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $1 to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.

Century Bank checking account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.

Century Bank checking account FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank checking account offer?

Century Bank checking account is not an interest-bearing account.

What are the account minimums for Century Bank checking account?

Century Bank checking account requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Silver Checking Account Minimums
Description
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0

What fees does Century Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Century Bank of Massachusetts Silver Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
Paper Statement Fee $3.99
Online Bill Pay Fee $0
Check Copy $6
Debit Card Replacement Fee $25
Early Account Closure $0

Does Century Bank checking account charge overdraft fees?

Yes, Century Bank checking account charges a $36 fee for every overdraft. You can get overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank checking account offer?

This account includes the following features:

  • Fraud monitoring - Century Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Century Bank checking account?

The customer support email for Century Bank checking account is socialwebteam@easternbank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Century Bank checking account

Your checking. Your choice. Personal checking is, well, personal. That’s why we offer several different kinds of accounts to choose from – whether you need a free checking account or easy online banking. Experience the Century difference. Silver Checking, Traditional relationship banking package featuring the benefits of free checking.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 8:00am - 1:00pm

Other Services by Century Bank of Massachusetts

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Availability

  Available in 1 state
Massachusetts
Availabile in all of Massachusetts

Feature Breakdown

Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Monthly Fee $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
Paper Statement Fee $3.99
Online Bill Pay Fee $0
Check Copy $6
Debit Card Replacement Fee $25
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0%

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