Century Bank of Massachusetts Platinum Checking Account

Century Bank of Massachusetts Platinum Checking Account Review

Century Bank of Massachusetts Platinum Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Platinum Checking Account is available in 1 state across the USA.

Key Takeaways

• Low APY. The maximum annual percentage yield for this account is only 0.05%.
• Charges a monthly fee. This account charges a monthly service fee of up to $20, but the fee is waived if you keep a minimum balance of $7,500.
• Small minimum initial deposit. You only need $10 to open an account.
• No ATM fees. Century Bank of Massachusetts Platinum Checking Account does not charge fees on ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.

Century Bank of Massachusetts Platinum Checking Account Pros & Cons

Century Bank of Massachusetts Platinum Checking Account FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts Platinum Checking Account offer?

Century Bank of Massachusetts Platinum Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $10.

What are the account minimums for Century Bank of Massachusetts Platinum Checking Account?

Century Bank of Massachusetts Platinum Checking Account requires a minimum initial deposit of $10 to open an account.

What fees does Century Bank of Massachusetts Platinum Checking Account charge?

This account charges a monthly service fee of up to $20.

Does Century Bank of Massachusetts Platinum Checking Account charge overdraft fees?

What features and perks does Century Bank of Massachusetts Platinum Checking Account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - Century Bank of Massachusetts Platinum Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Century Bank of Massachusetts Platinum Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Century Bank of Massachusetts Platinum Checking Account?

The customer support email for Century Bank of Massachusetts Platinum Checking Account is socialwebteam@easternbank.com.