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Last Updated: 05/14/2026

ABT Credit Card

from Synchrony Bank

Last Updated: 05/14/2026

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
ABT Credit Card logo
Rating not yet determined3 total votes
1 users are unsure
2 users don't recommend

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Highlights icon

Highlights

Purchase APR (Fixed APR)

0% - 29.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Fixed APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

Speech bubbles icon

ABT Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether ABT Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
  • APRs: ABT Credit Card has a fixed purchase APR that ranges from 0% up to 29.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of ABT credit card

ABT credit card FAQ

Does ABT credit card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
  • Retail

How do people rate the customer service and user experience of ABT credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Synchrony Bank perform a hard credit pull?

Yes, ABT credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for ABT credit card

  • Visit the website of ABT credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
Visit Site
Email Support

Hours of Operation

Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-67

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

ABT Credit Card Community Reviews

Would you recommend ABT Credit Card to your friends?

BB

B B.

Apr 8, 2022

May or may not recommend

Its okay, you really don’t get much use out of it rewards wise because. Its just for large purchases in a pinch, but they don’t report to the bureaus apparently. They do have fees and the payment for the secured card is combined in with the monthly payments

U

Anonymous

Dec 25, 2021

May or may not recommend

I have a 750 credit score and they still declined me. Do not recommend this card

Sam K. avatar image

Sam K.

Jan 27, 2020

May or may not recommend

Be careful, I purchased a refrigerator from ABT and I open there Credit card synchrony. I was paying my monthly payment, but there was something wrong with the amount, then I discovered there was monthly security card taking about $25. Imagine I am paying 50 and security card taking 25 from me when I will pay my debit? This is the worst experience that I have with credit card, its a new ...Show More

Showing 3 of 3 reviews

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