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Arizona Central Credit Union Visa® Secured Credit Card
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| Purchase APR (Variable APR) |
Starting at 13.90% (Verified 02/08/2023) |
| Balance Transfer APR (Variable APR) |
Starting at 13.90% (Verified 02/08/2023) |
| Credit Score Range | N/A |
| Annual Fee | N/A |
Arizona Central Credit Union Visa® Secured Credit Card Review
This is a secured credit card card issued by Arizona Central Credit Union. If you're wondering whether Arizona Central Credit Union Visa® Secured Credit Card is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
Pros & Cons of Arizona Central Credit Union Visa® Secured Credit Card
| The Good | The Bad |
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Arizona Central Credit Union Visa® Secured Credit Card FAQ
Does Arizona Central Credit Union Visa® Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Arizona Central Credit Union Visa® Secured Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Arizona Central Credit Union Visa® Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Arizona Central Credit Union Visa® Secured Credit Card has a variable purchase APR starting at 13.90% . The card has a variable balance transfer APR starting at 13.90% . It also has a variable cash advance APR starting at 13.90% .
Does Arizona Central Credit Union Visa® Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arizona Central Credit Union Visa® Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arizona Central Credit Union Visa® Secured Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Arizona Central Credit Union Visa® Secured Credit Card have a foreign transaction fee?
Arizona Central Credit Union Visa® Secured Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Arizona Central Credit Union Visa® Secured Credit Card?
The Arizona Central Credit Union Visa® Secured Credit Card customer service number is (602) 798-7101.
What is the support contact email for Arizona Central Credit Union Visa® Secured Credit Card?
The support contact email for Arizona Central Credit Union Visa® Secured Credit Card is info@azcentralcu.org.
What is the Arizona Central Credit Union Visa® Secured Credit Card login page?
You can access the Arizona Central Credit Union Visa® Secured Credit Card login page here.
How do people rate the customer service and user experience of Arizona Central Credit Union Visa® Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arizona Central Credit Union Visa® Secured Credit Card report your account activity to credit bureaus?
Yes, Arizona Central Credit Union Visa® Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arizona Central Credit Union Visa® Secured Credit Card
- Visit the Arizona Central Credit Union Visa® Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2020 North Central Avenue Suite 100 Phoenix, AZ 85004
Phoenix, AZ 85061 USA - (602) 798-7101
- Visit Site
- Email Support
Other Services by Arizona Central Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 2.5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1% |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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