Arizona Central Credit Union Visa® Gold Credit Card
in Personal Credit Cards from Arizona Central Credit Union
UnaffiliatedArizona Central Credit Union Visa® Gold Credit Card
in Personal Credit Cards from Arizona Central Credit Union
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| Purchase APR (Variable APR) | 10.9% - 14.9% |
| Balance Transfer APR (Variable APR) | 10.9% - 14.9% |
| Credit Score Range | N/A |
| Annual Fee | N/A |
Arizona Central Credit Union Visa® Gold Credit Card Review
This is a credit card issued by Arizona Central Credit Union. If you're wondering whether Arizona Central Credit Union Visa® Gold Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Arizona Central Credit Union Visa® Gold Credit Card has a variable purchase APR that ranges from 10.9% up to 14.9%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, purchase protection, travel accident insurance, and fraud protection.
| The Good | The Bad |
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Does Arizona Central Credit Union Visa® Gold Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Arizona Central Credit Union Visa® Gold Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Arizona Central Credit Union Visa® Gold Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 10.9% up to 14.9%. The card has a variable balance transfer APR that ranges from 10.9% up to 14.9%. It also has a variable cash advance APR that ranges from 10.9% up to 14.9%.
Does Arizona Central Credit Union Visa® Gold Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arizona Central Credit Union Visa® Gold Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arizona Central Credit Union Visa® Gold Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Arizona Central Credit Union Visa® Gold Credit Card have a foreign transaction fee?
Arizona Central Credit Union Visa® Gold Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Arizona Central Credit Union Visa® Gold Credit Card?
The Arizona Central Credit Union Visa® Gold Credit Card customer service number is (602) 798-7101.
Does Arizona Central Credit Union Visa® Gold Credit Card report your account activity to credit bureaus?
Yes, Arizona Central Credit Union Visa® Gold Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arizona Central Credit Union Visa® Gold Credit Card
- Visit the Arizona Central Credit Union Visa® Gold Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2020 North Central Avenue Suite 100 Phoenix, AZ 85004
Phoenix, AZ 85061 - (602) 798-7101
- Visit Site
Other Services by Arizona Central Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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