Arizona Central Credit Union Visa® Classic Credit Card
in Personal Credit Cards from Arizona Central Credit Union
UnaffiliatedArizona Central Credit Union Visa® Classic Credit Card
in Personal Credit Cards from Arizona Central Credit Union
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| Purchase APR (Variable APR) | 10.9% - 14.9% |
| Balance Transfer APR (Variable APR) | 10.9% - 14.9% |
| Credit Score Range | N/A |
| Annual Fee | N/A |
Arizona Central Credit Union Visa® Classic Credit Card Review
Arizona Central Credit Union Visa® Classic Credit Card is a credit card issued by Arizona Central Credit Union. If you're wondering whether Arizona Central Credit Union Visa® Classic Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Arizona Central Credit Union Visa® Classic Credit Card has a variable purchase APR that ranges from 10.9% up to 14.9%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
| The Good | The Bad |
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Is there a Arizona Central Credit Union Visa® Classic Credit Card cash back or rewards program?
No, Arizona Central Credit Union Visa® Classic Credit Card does not offer a rewards program.
What are the Arizona Central Credit Union Visa® Classic Credit Card benefits?
Arizona Central Credit Union Visa® Classic Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Arizona Central Credit Union Visa® Classic Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arizona Central Credit Union Visa® Classic Credit Card has lower than average purchase APRs.Arizona Central Credit Union Visa® Classic Credit Card has a variable purchase APR that ranges from 10.9% up to 14.9%. The card has a variable balance transfer APR that ranges from 10.9% up to 14.9%. It also has a variable cash advance APR that ranges from 10.9% up to 14.9%.
Does Arizona Central Credit Union Visa® Classic Credit Card have an introductory APR offer on balance transfers?
No, Arizona Central Credit Union Visa® Classic Credit Card does not come with an introductory APR offer for balance transfers.Does Arizona Central Credit Union Visa® Classic Credit Card have an introductory APR offer on new purchases?
Arizona Central Credit Union Visa® Classic Credit Card does not offer an introductory rate on new purchases.| Description |
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What are the fees for Arizona Central Credit Union Visa® Classic Credit Card?
The following fees apply to Arizona Central Credit Union Visa® Classic Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Arizona Central Credit Union Visa® Classic Credit Card have a foreign transaction fee?
Arizona Central Credit Union Visa® Classic Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Arizona Central Credit Union Visa® Classic Credit Card report your account activity to credit bureaus?
Yes, Arizona Central Credit Union Visa® Classic Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arizona Central Credit Union Visa® Classic Credit Card
- Visit the Arizona Central Credit Union Visa® Classic Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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2020 North Central Avenue Suite 100 Phoenix, AZ 85004
Phoenix, AZ 85061 - (602) 798-7101
- Visit Site
Other Services by Arizona Central Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 2.5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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