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  Arizona Central Credit Union Visa® Classic Credit Card
Arizona Central Credit Union Visa® Classic Credit Card Unaffiliated

Arizona Central Credit Union Visa® Classic Credit Card

Unaffiliated
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Highlights
Purchase APR  (Variable APR) 10.9% - 14.9%
Balance Transfer APR  (Variable APR) 10.9% - 14.9%
Credit Score Range N/A
Annual Fee N/A

Arizona Central Credit Union Visa® Classic Credit Card Review

This is a credit card issued by Arizona Central Credit Union. If you're wondering whether Arizona Central Credit Union Visa® Classic Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Arizona Central Credit Union Visa® Classic Credit Card has a variable purchase APR that ranges from 10.9% up to 14.9%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.

Pros & Cons of Arizona Central Credit Union Visa® Classic Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Arizona Central Credit Union Visa® Classic Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Arizona Central Credit Union Visa® Classic Credit Card FAQ

Does Arizona Central Credit Union Visa® Classic Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Arizona Central Credit Union Visa® Classic Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Arizona Central Credit Union Visa® Classic Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Arizona Central Credit Union Visa® Classic Credit Card has a variable purchase APR that ranges from 10.9% up to 14.9%. The card has a variable balance transfer APR that ranges from 10.9% up to 14.9%. It also has a variable cash advance APR that ranges from 10.9% up to 14.9%.

Does Arizona Central Credit Union Visa® Classic Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Arizona Central Credit Union Visa® Classic Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Arizona Central Credit Union Visa® Classic Credit Card?

The following fees apply:

Arizona Central Credit Union Visa® Classic Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does Arizona Central Credit Union Visa® Classic Credit Card have a foreign transaction fee?

Arizona Central Credit Union Visa® Classic Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Arizona Central Credit Union Visa® Classic Credit Card?

The Arizona Central Credit Union Visa® Classic Credit Card customer service number is (602) 798-7101.

What is the support contact email for Arizona Central Credit Union Visa® Classic Credit Card?

The support contact email for Arizona Central Credit Union Visa® Classic Credit Card is info@azcentralcu.org.

What is the Arizona Central Credit Union Visa® Classic Credit Card login page?

You can access the Arizona Central Credit Union Visa® Classic Credit Card login page here.

How do people rate the customer service and user experience of Arizona Central Credit Union Visa® Classic Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Arizona Central Credit Union Visa® Classic Credit Card report your account activity to credit bureaus?

Yes, Arizona Central Credit Union Visa® Classic Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arizona Central Credit Union Visa® Classic Credit Card

  • Visit the Arizona Central Credit Union Visa® Classic Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 10:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday Closed

Other Services by Arizona Central Credit Union

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View all credit cards offered by Arizona Central Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 2.5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 1%
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 10.9% - 14.9%
APR Type Variable APR
Credit Limit Starting at $300
Purchase APR (Variable APR) 10.9% - 14.9%
Balance Transfer APR (Variable APR) 10.9% - 14.9%
Card Type
  • Low Interest
Card Network Visa

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