Avadian Credit Union Visa Rewards Credit Card Review

This is a rewards credit card issued by Avadian Credit Union. If you're wondering whether Avadian Credit Union Visa Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Avadian Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 9.90% up to 16.90%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Avadian Credit Union Visa Rewards Credit Card is accepted. Avadian Credit Union Visa Rewards Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not include many credit card benefits.

Does Avadian Credit Union Visa Rewards Credit Card have a cash back or rewards program?

Avadian Credit Union Visa Rewards Credit Card is a rewards card.

Avadian Credit Union Visa Rewards Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Avadian Credit Union Visa Rewards Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Avadian Credit Union Visa Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 9.90% up to 16.90%. The card has a variable balance transfer APR that ranges from 9.90% up to 16.90%. It also has a variable cash advance APR that ranges from 9.90% up to 16.90%.

What are the fees for Avadian Credit Union Visa Rewards Credit Card?

The following fees apply:

Avadian Credit Union Visa Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Avadian Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Avadian Credit Union Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avadian Credit Union Visa Rewards Credit Card

• Visit the Avadian Credit Union Visa Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.