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  Avadian Credit Union Visa Rewards Credit Card

Avadian Credit Union Visa Rewards Credit Card

in Personal Credit Cards from Avadian Credit Union

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Avadian Credit Union Visa Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Avadian Credit Union

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Highlights
Purchase APR  (Variable APR) 9.90 - 16.90
Balance Transfer APR  (Variable APR) 9.90 - 16.90
Credit Score Range N/A
Annual Fee 0

Avadian Credit Union Visa Rewards Credit Card Review

Avadian Credit Union Visa Rewards Credit Card is a rewards credit card issued by Avadian Credit Union. If you're wondering whether Avadian Credit Union Visa Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Avadian Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 9.90% up to 16.90%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Avadian Credit Union Visa Rewards Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Avadian Credit Union Visa Rewards Credit Card is accepted.
  • Avadian Credit Union Visa Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Avadian Credit Union Visa Rewards Credit Card FAQ

Is there a Avadian Credit Union Visa Rewards Credit Card cash back or rewards program?

Avadian Credit Union Visa Rewards Credit Card offers a rewards program to its customers.

Avadian Credit Union Visa Rewards Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Avadian Credit Union Visa Rewards Credit Card have a signup bonus?

Avadian Credit Union Visa Rewards Credit Card doesn't offer a cash signup bonus.

Does Avadian Credit Union Visa Rewards Credit Card offer an annual loyalty bonus?

Avadian Credit Union Visa Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Avadian Credit Union Visa Rewards Credit Card benefits?

Avadian Credit Union Visa Rewards Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Avadian Credit Union Visa Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Avadian Credit Union Visa Rewards Credit Card has lower than average purchase APRs.

Avadian Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 9.90% up to 16.90%. The card has a variable balance transfer APR that ranges from 9.90% up to 16.90%. It also has a variable cash advance APR that ranges from 9.90% up to 16.90%.

Does Avadian Credit Union Visa Rewards Credit Card have an introductory APR offer on balance transfers?

No, Avadian Credit Union Visa Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Avadian Credit Union Visa Rewards Credit Card have an introductory APR offer on new purchases?

Avadian Credit Union Visa Rewards Credit Card does not offer an introductory rate on new purchases.

What are the fees for Avadian Credit Union Visa Rewards Credit Card?

The following fees apply to Avadian Credit Union Visa Rewards Credit Card:

Avadian Credit Union Visa Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

Does Avadian Credit Union Visa Rewards Credit Card have a foreign transaction fee?

Avadian Credit Union Visa Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Avadian Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Avadian Credit Union Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avadian Credit Union Visa Rewards Credit Card

  • Visit the Avadian Credit Union Visa Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:45am - 5:00pm
  • Tuesday 8:45am - 5:00pm
  • Wednesday 8:45am - 5:00pm
  • Thursday 8:45am - 5:00pm
  • Friday 8:45am - 5:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Avadian Credit Union

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View all personal credit cards offered by Avadian Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 1 reward point per dollar spent along with other reward options
Foreign Currency Transaction Fee 0
No Annual Fee
No Foreign Transaction Fee
Annual Fee 0
Paper Statement Fee 5
Additional Card Fee Amount 7
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 9.90 - 16.90
Purchase APR (Variable APR) 9.90 - 16.90
Balance Transfer APR (Variable APR) 9.90 - 16.90
Balance Transfer Fee Minimum 0
Balance Transfer Fee % 0
Card Type
  • Rewards
Card Network Visa

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