Bankers' Bank of Kansas Community Banker VISA Review

Bankers' Bank of Kansas Community Banker VISA is a rewards credit card issued by Bankers' Bank of Kansas. If you're wondering whether Bankers' Bank of Kansas Community Banker VISA is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Bankers' Bank of Kansas Community Banker VISA has a variable purchase APR of 6.25%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. Travel accident insurance. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Bankers' Bank of Kansas Community Banker VISA reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase.

Is there a Bankers' Bank of Kansas Community Banker VISA cash back or rewards program?

Bankers' Bank of Kansas Community Banker VISA offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Insurance

Bankers' Bank of Kansas Community Banker VISA Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Bankers' Bank of Kansas Community Banker VISA benefits?

Bankers' Bank of Kansas Community Banker VISA provides the following benefits:

• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Bankers' Bank of Kansas Community Banker VISA?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Bankers' Bank of Kansas Community Banker VISA has lower than average purchase APRs.

Bankers' Bank of Kansas Community Banker VISA has a variable purchase APR of 6.25%. The card has a variable balance transfer APR of 6.25% . It also has a variable cash advance APR of 21.00% .

What are the fees for Bankers' Bank of Kansas Community Banker VISA?

The following fees apply to Bankers' Bank of Kansas Community Banker VISA:

Bankers' Bank of Kansas Community Banker VISA Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $29.00
Late Payment Fee	up to $29.00

Does Bankers' Bank of Kansas Community Banker VISA report your account activity to credit bureaus?

Yes, Bankers' Bank of Kansas Community Banker VISA reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bankers' Bank of Kansas Community Banker VISA

• Visit the Bankers' Bank of Kansas Community Banker VISA website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.