GTE Federal Credit Union Secured Go Forward Mastercard

GTE Federal Credit Union Secured Go Forward Mastercard Review

This is a secured credit card card issued by GTE Federal Credit Union. If you're wondering whether GTE Federal Credit Union Secured Mastercard is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. GTE Federal Credit Union Secured Go Forward Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of GTE Federal Credit Union Secured Mastercard

GTE Federal Credit Union Secured Mastercard FAQ

Does GTE Federal Credit Union Secured Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the GTE Federal Credit Union Secured Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for GTE Federal Credit Union Secured Mastercard?

GTE Federal Credit Union Secured Go Forward Mastercard has a variable purchase APR of 17.99%. The card has a variable balance transfer APR of 17.99% . It also has a variable cash advance APR of 17.99% .

What are the fees for GTE Federal Credit Union Secured Mastercard?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does GTE Federal Credit Union Secured Go Forward Mastercard report your account activity to credit bureaus?

Yes, GTE Federal Credit Union Secured Go Forward Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for GTE Federal Credit Union Secured Mastercard

• Visit the GTE Federal Credit Union Secured Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.