Last Updated: 07/28/2025
Baton Rouge Telco FCU Visa Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Baton Rouge Telco FCU Visa Credit Card Review
This is a cashback credit card issued by Baton Rouge Telco Federal Credit Union. If you're wondering whether Baton Rouge Telco FCU Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Baton Rouge Telco FCU Visa Credit Card has a variable regular purchase APR of 9.24%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Baton Rouge Telco FCU Visa Credit Card
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Baton Rouge Telco FCU Visa Credit Card FAQ
Does Baton Rouge Telco FCU Visa Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Baton Rouge Telco FCU Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Baton Rouge Telco FCU Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Baton Rouge Telco FCU Visa Credit Card benefits?
Baton Rouge Telco FCU Visa Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Baton Rouge Telco FCU Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Baton Rouge Telco FCU Visa Credit Card has a variable purchase APR of 9.24%. Baton Rouge Telco FCU Visa Credit Card does not offer balance transfers.
Does Baton Rouge Telco FCU Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Baton Rouge Telco FCU Visa Credit Card does not offer balance transfers.Does Baton Rouge Telco FCU Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Baton Rouge Telco FCU Visa Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Baton Rouge Telco FCU Visa Credit Card?
The customer service number for Baton Rouge Telco FCU Visa Credit Card is (225) 924-8900.
What is the support contact email for Baton Rouge Telco FCU Visa Credit Card?
The support contact email for Baton Rouge Telco FCU Visa Credit Card is general@brtelco.org.
What is the login page for Baton Rouge Telco FCU Visa Credit Card?
You can access the login page of Baton Rouge Telco FCU Visa Credit Card here.
How do people rate the customer service and user experience of Baton Rouge Telco FCU Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Baton Rouge Telco FCU Visa Credit Card report your account activity to credit bureaus?
Yes, Baton Rouge Telco FCU Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Baton Rouge Telco Federal Credit Union perform a hard credit pull?
Yes, Baton Rouge Telco FCU Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Baton Rouge Telco FCU Visa Credit Card
- Visit the website of Baton Rouge Telco FCU Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 4:30PM
Saturday
Closed