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  Baton Rouge Telco FCU Visa Credit Card
Baton Rouge Telco FCU Visa Credit Card

in Personal Credit Cards from Baton Rouge Telco Federal Credit Union

Unaffiliated

Baton Rouge Telco FCU Visa Credit Card

Unaffiliated

in Personal Credit Cards from Baton Rouge Telco Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 9.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Baton Rouge Telco FCU Visa Credit Card Review

This is a cashback credit card issued by Baton Rouge Telco Federal Credit Union. If you're wondering whether Baton Rouge Telco FCU Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Baton Rouge Telco FCU Visa Credit Card has a variable purchase APR of 9.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Baton Rouge Telco FCU Visa Credit Card
The Good The Bad
  • Earn 2% unlimited cash back on everything.
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Baton Rouge Telco FCU Visa Credit Card is accepted.
  • Baton Rouge Telco FCU Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Baton Rouge Telco FCU Visa Credit Card FAQ

Does Baton Rouge Telco FCU Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Baton Rouge Telco FCU Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Baton Rouge Telco FCU Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Baton Rouge Telco FCU Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Baton Rouge Telco FCU Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Baton Rouge Telco FCU Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Baton Rouge Telco FCU Visa Credit Card has a variable purchase APR of 9.24%.

Does Baton Rouge Telco FCU Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Baton Rouge Telco FCU Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Baton Rouge Telco FCU Visa Credit Card?

The following fees apply:

Baton Rouge Telco FCU Visa Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the support contact email for Baton Rouge Telco FCU Visa Credit Card?

The support contact email for Baton Rouge Telco FCU Visa Credit Card is general@brtelco.org.

How do people rate the customer service and user experience of Baton Rouge Telco FCU Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Baton Rouge Telco FCU Visa Credit Card report your account activity to credit bureaus?

Yes, Baton Rouge Telco FCU Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Baton Rouge Telco FCU Visa Credit Card

  • Visit the Baton Rouge Telco FCU Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:30pm
  • Tuesday 8:00am - 4:30pm
  • Wednesday 8:00am - 4:30pm
  • Thursday 8:00am - 4:30pm
  • Friday 8:00am - 4:30pm
  • Saturday Closed

About Baton Rouge Telco FCU Visa Credit Card

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View all personal credit cards offered by Baton Rouge Telco Federal Credit Union
View Baton Rouge Telco Federal Credit Union Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Rates
  • Every Purchase
Credit Limit Starting at $500
Purchase APR (Variable APR) 9.24%
Card Type
  • Rewards
  • Low Interest
  • Cashback
Card Network Visa

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.