Last Updated: 07/28/2025
Baton Rouge Telco Federal CU Visa Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
7.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
500 - 850
Annual Fee
$0
Baton Rouge Telco Federal CU Visa Credit Card Review
This is a card issued by Baton Rouge Telco Federal Credit Union. If you're wondering whether Baton Rouge Telco Federal CU Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Baton Rouge Telco Federal CU Visa Credit Card has a variable regular purchase APR of 7.9%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Baton Rouge Telco Federal CU Visa Credit Card
| The Good | The Bad |
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Baton Rouge Telco Federal CU Visa Credit Card FAQ
Does Baton Rouge Telco Federal CU Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Baton Rouge Telco Federal CU Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Baton Rouge Telco Federal CU Visa Credit Card has a variable purchase APR of 7.9%. Baton Rouge Telco Federal CU Visa Credit Card does not offer balance transfers. It also has a variable cash advance APR of 7.9% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Baton Rouge Telco Federal CU Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Baton Rouge Telco Federal CU Visa Credit Card does not offer balance transfers.Does Baton Rouge Telco Federal CU Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Baton Rouge Telco Federal CU Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $20 . Does Baton Rouge Telco Federal CU Visa Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Baton Rouge Telco Federal CU Visa Credit Card?
The customer service number for Baton Rouge Telco Federal CU Visa Credit Card is (225) 924-8900.
What is the support contact email for Baton Rouge Telco Federal CU Visa Credit Card?
The support contact email for Baton Rouge Telco Federal CU Visa Credit Card is general@brtelco.org.
How do people rate the customer service and user experience of Baton Rouge Telco Federal CU Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Baton Rouge Telco Federal CU Visa Credit Card report your account activity to credit bureaus?
Yes, Baton Rouge Telco Federal CU Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Baton Rouge Telco Federal Credit Union perform a hard credit pull?
Yes, Baton Rouge Telco Federal CU Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Baton Rouge Telco Federal CU Visa Credit Card
- Visit the website of Baton Rouge Telco Federal CU Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:00AM - 4:30PMTuesday8:00AM - 4:30PMWednesday8:00AM - 4:30PMThursday8:00AM - 4:30PMFriday8:00AM - 4:30PMSaturdayClosed
Other Services by Baton Rouge Telco Federal Credit Union
Other Credit Cards from Baton Rouge Telco Federal Credit Union
Rating not yet determined
Purchase APR
9.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
7.9%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
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