
BECU Visa Credit Card
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Purchase APR (Variable APR) | 7.99% - 19.99% |
Balance Transfer APR (Variable APR) | 7.99% - 19.99% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
BECU Visa Credit Card Review
This is a credit card issued by Boeing Employees Credit Union (BECU). If you're wondering whether BECU Visa Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. BECU Visa Credit Card has a variable purchase APR that ranges from 7.99% up to 19.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of BECU Visa Credit Card
The Good | The Bad |
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BECU Visa Credit Card FAQ
Does BECU Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the BECU Visa Credit Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for BECU Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.BECU Visa Credit Card has a variable purchase APR that ranges from 7.99% up to 19.99%. The card has a variable balance transfer APR that ranges from 7.99% up to 19.99%. It also has a variable cash advance APR that ranges from 7.99% up to 19.99%.
Does BECU Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 7.99% - 19.99% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does BECU Visa Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for BECU Visa Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does BECU Visa Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for BECU Visa Credit Card?
The BECU Visa Credit Card customer service number is (206) 439-5700.
What is the support contact email for BECU Visa Credit Card?
The support contact email for BECU Visa Credit Card is social@becu.org.
What is the BECU Visa Credit Card login page?
You can access the BECU Visa Credit Card login page here.
How do people rate the customer service and user experience of BECU Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does BECU Visa Credit Card report your account activity to credit bureaus?
Yes, BECU Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for BECU Visa Credit Card
- Visit the BECU Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12770 Gateway Dr S
Tukwila, WA 98168 USA - (206) 439-5700
- Visit Site
- Email Support
Other Services by Boeing Employees Credit Union (BECU)
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
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