Last Updated: 07/28/2025
CAP COM Federal Credit Union Visa Classic Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
13.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
13.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
350 - 600
Annual Fee
$0
CAP COM Federal Credit Union Visa Classic Credit Card Review
This is a card issued by CAP COM Federal Credit Union. If you're wondering whether CAP COM Federal Credit Union Visa Classic Credit Card is the right card for you, read on.
Key Takeaways
- APRs: CAP COM Federal Credit Union Visa Classic Credit Card has a fixed purchase APR of 13.9%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of CAP COM Federal Credit Union Visa Classic Credit Card
| The Good | The Bad |
|
|
CAP COM Federal Credit Union Visa Classic Credit Card FAQ
Does CAP COM Federal Credit Union Visa Classic Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for CAP COM Federal Credit Union Visa Classic Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CAP COM Federal Credit Union Visa Classic Credit Card has a fixed purchase APR of 13.9%. The card has a fixed balance transfer APR of 13.9% . It also has a fixed cash advance APR of 13.9% .
Does CAP COM Federal Credit Union Visa Classic Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CAP COM Federal Credit Union Visa Classic Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CAP COM Federal Credit Union Visa Classic Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for CAP COM Federal Credit Union Visa Classic Credit Card?
The customer service number for CAP COM Federal Credit Union Visa Classic Credit Card is (800) 634-2340.
What is the support contact email for CAP COM Federal Credit Union Visa Classic Credit Card?
The support contact email for CAP COM Federal Credit Union Visa Classic Credit Card is service@capcomfcu.org .
What is the login page for CAP COM Federal Credit Union Visa Classic Credit Card?
You can access the login page of CAP COM Federal Credit Union Visa Classic Credit Card here.
How do people rate the customer service and user experience of CAP COM Federal Credit Union Visa Classic Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CAP COM Federal Credit Union Visa Classic Credit Card report your account activity to credit bureaus?
Yes, CAP COM Federal Credit Union Visa Classic Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CAP COM Federal Credit Union perform a hard credit pull?
Yes, CAP COM Federal Credit Union Visa Classic Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CAP COM Federal Credit Union Visa Classic Credit Card
- Visit the website of CAP COM Federal Credit Union Visa Classic Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 12:30PM