CareCredit
in Personal Credit Cards from Synchrony Bank
Not enough votes for recommendation
Cast your vote
Would you recommend CareCredit to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 26.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 560 - 750 |
CareCredit Review
CareCredit is a credit card issued by Synchrony Bank.
This card is designed for people who have bad credit. The minimum credit score to apply is 560. Synchrony Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether CareCredit is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a CareCredit cash back or rewards program?
No, CareCredit does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for CareCredit?
CareCredit has a variable purchase APR starting at 26.99% .
Does CareCredit have an introductory APR offer?
CareCredit does not offer an introductory rate on new purchases.| Purchase APR | Starting at 26.99% |
What are the CareCredit fees?
The following fees apply to CareCredit:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | $38 |
Does CareCredit report your account activity to credit bureaus?
CareCredit reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for CareCredit
- Visit the Synchrony Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
Be the first to rate
Would you recommend CareCredit to your friends?
Other Personal Credit Cards
Synchrony Bank Personal Credit Cards
Amazon.com Store Card
1 total votes
Annual Fee
$0
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
GapCard Visa Credit Card
2 total votes
Annual Fee
$0
Starting
Purchase APR
26.49%
Balance Transfer APR
N/A
Credit Score Range
640 - 850
DX Engineering Supercard
1 total votes
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Banana Republic Visa Card
1 total votes
Annual Fee
$0
Maximum
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
500 - 850
Athleta Visa Card
1 total votes
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Belk Elite Rewards MasterCard
2 total votes
Annual Fee
$0
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Walmart Credit Card
32 total votes
Annual Fee
$0
Purchase APR
18.9% - 24.9%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
550 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
N/A
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Purchase APR
0% - 29.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
17.15% - 25.15%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
580 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$95
Purchase APR
18.24% - 21.24%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
0% - 29.99%
(Fixed APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
26.74%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
0% - 29.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
27.74%
Balance Transfer APR
28.74%
Credit Score Range
600 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
American Signature Furniture Credit Card
1 total votes
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
N/A
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$29
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Starting
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Starting
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
19.15% - 25.15%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
680 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Browse Personal Credit Cards
- Amazon.com Store Card
- DCU Visa Platinum® Secured Credit Card
- Draper's & Damon's Credit Card
- Fingerhut
- Green Dot primor® Visa® Gold Secured Credit Card
- Hot Topic Guest List Credit Card
- KingSize Platinum Credit Card
- L.L.Bean Mastercard Credit Card
- QuicksilverOne From Capital One
- Sportsman's Guide Visa
- VentureOne From Capital One
- Woman Within Platinum Credit Card
