CareCredit
in Personal Credit Cards from Synchrony Bank
Not enough votes for recommendation
Cast your vote
Would you recommend CareCredit to your friends?
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 560 - 750 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 26.99% |
CareCredit Review
CareCredit is a credit card issued by Synchrony Bank. If you're wondering whether CareCredit is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 26.99%
- Accepts cosigners. Synchrony Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
| The Good | The Bad |
|---|---|
|
|
Is there a CareCredit cash back or rewards program?
No, CareCredit does not offer a rewards program.
What are the relevant APRs for CareCredit?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. CareCredit has higher than average purchase APRs.CareCredit has a variable purchase APR starting at 26.99% .
Does CareCredit have an introductory APR offer on balance transfers??
No, CareCredit does not come with an introductory APR offer for balance transfers.Does CareCredit have an introductory APR offer on new purchases??
CareCredit does not offer an introductory rate on new purchases.What are the CareCredit fees?
The following fees apply to CareCredit:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | $38 |
Does CareCredit report your account activity to credit bureaus?
CareCredit reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for CareCredit
- Visit the CareCredit website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
Be the first to rate
Would you recommend CareCredit to your friends?
Other Personal Credit Cards
Synchrony Bank Personal Credit Cards
Amazon.com Store Card
Rating not yet determined
2 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
580 - 850
Annual Fee
$55
Purchase APR
17.15% - 25.15%
(Variable APR)
GapCard Visa Credit Card
Rating not yet determined
2 total votes
Balance Transfer APR
N/A
Credit Score Range
640 - 850
Annual Fee
$0
Starting
Purchase APR
26.49%
Sam Ash Credit Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
DX Engineering Supercard
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
American Eagle Visa
Rating not yet determined
1 total votes
Balance Transfer APR
28.74%
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
27.74%
American Signature Furniture Credit Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Banana Republic Visa Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
500 - 850
Annual Fee
$0
Maximum
Purchase APR
28.24%
TJX Rewards Credit Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Belk Elite Rewards MasterCard
Rating not yet determined
2 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
N/A
Purchase APR
29.99%
Google Store Financing
Rating not yet determined
2 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Athleta Visa Card
Rating not yet determined
3 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
N/A
Synchrony Car Care™ Credit Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
NAPA EasyPay Credit Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
0% - 29.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
18.24% - 21.24%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
0% - 29.99%
(Fixed APR)
Balance Transfer APR
N/A
Credit Score Range
680 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
$0
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
26.74%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
400 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
0% - 29.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
550 - 840
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Starting
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
500 - 840
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$29
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
Browse Personal Credit Cards
- American Eagle Visa
- Annie Sez Visa Card
- BB&T Spectrum Cash Rewards
- Barclaycard Arrival® Plus World Elite Mastercard®
- Barclaycard with Apple Rewards
- Capital One® Savor® Cash Rewards Credit Card
- Meineke Credit Card
- Merrick Bank Double Your Line™ Platinum Visa® Credit Card
- OPT Credit Card
- Toyota Credit Card
- UNITY Visa Secured Credit Card
- metrostyle Credit Card
