
Citizens Equity First Credit Union World Mastercard
in Personal Credit Cards from Citizens Equity First Credit Union
UnaffiliatedCitizens Equity First Credit Union World Mastercard
in Personal Credit Cards from Citizens Equity First Credit Union
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Purchase APR (Variable APR) | 9.5% - 19% |
Balance Transfer APR (Variable APR) | 9.5% - 19% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Citizens Equity First Credit Union World Mastercard Review
Citizens Equity First Credit Union World Mastercard is a credit card issued by Citizens Equity First Credit Union. If you're wondering whether Citizens Equity First Credit Union World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Citizens Equity First Credit Union World Mastercard has a variable purchase APR that ranges from 9.5% up to 19%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Is there a Citizens Equity First Credit Union World Mastercard cash back or rewards program?
No, Citizens Equity First Credit Union World Mastercard does not offer a rewards program.
What are the Citizens Equity First Credit Union World Mastercard benefits?
Citizens Equity First Credit Union World Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Citizens Equity First Credit Union World Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citizens Equity First Credit Union World Mastercard has lower than average purchase APRs.Citizens Equity First Credit Union World Mastercard has a variable purchase APR that ranges from 9.5% up to 19%. The card has a variable balance transfer APR that ranges from 9.5% up to 19%. It also has a variable cash advance APR that ranges from 12.5% up to 22%.
Does Citizens Equity First Credit Union World Mastercard have an introductory APR offer on balance transfers?
Yes, Citizens Equity First Credit Union World Mastercard offers an introductory APR rate on balance transfers of 1.99% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 1.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 9.5% - 19% |
Does Citizens Equity First Credit Union World Mastercard have an introductory APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 1.99% |
Purchase Intro APR Period | 12 months |
This card does offer an introductory APR rate of 1.99% on qualified purchases for a period of up to 12 months.
What are the fees for Citizens Equity First Credit Union World Mastercard?
The following fees apply to Citizens Equity First Credit Union World Mastercard:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
Does Citizens Equity First Credit Union World Mastercard report your account activity to credit bureaus?
Yes, Citizens Equity First Credit Union World Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citizens Equity First Credit Union World Mastercard
- Visit the Citizens Equity First Credit Union World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
5401 W Dirksen Pkwy
Peoria, IL 61607 - Visit Site
Other Services by Citizens Equity First Credit Union

Availability
- California
- Illinois
Feature Breakdown
Introductory Rate | 1.99% |
Purchase Intro APR Period (Variable APR) | 12 months |
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