Family Trust Federal Credit Union Traditional Visa Credit Card Review

This is a credit card issued by Family Trust Federal Credit Union. If you're wondering whether Family Trust Federal Credit Union Traditional Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. Family Trust Federal Credit Union Traditional Visa Credit Card has a variable purchase APR that ranges from 6.95% up to 17.95%.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Lower than average purchase APRs. 0% APR on new purchases during the first 12 months. Offers auto rental collision damage waiver. Considers applicants with fair or poor credit. Family Trust Federal Credit Union Traditional Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Does Family Trust Federal Credit Union Traditional Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Family Trust Federal Credit Union Traditional Visa Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Reports to major credit bureaus

What are the relevant APRs for Family Trust Federal Credit Union Traditional Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 6.95% up to 17.95%.

What are the fees for Family Trust Federal Credit Union Traditional Visa Credit Card?

The following fees apply:

Family Trust Federal Credit Union Traditional Visa Credit Card Fees

Fees	Amount
Annual Fee

Does Family Trust Federal Credit Union Traditional Visa Credit Card report your account activity to credit bureaus?

Yes, Family Trust Federal Credit Union Traditional Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Family Trust Federal Credit Union Traditional Visa Credit Card

• Visit the Family Trust Federal Credit Union Traditional Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.