SuperMoney
Explore
Compare Rates

Compare All Credit Cards

Filter & compare all your options in one place.

View All Credit Cards
x No thanks, not right now
Advertiser Disclosure
  Fiat DrivePlus Mastercard®
Fiat DrivePlus Mastercard®
in Credit Cards from First National Bank of Omaha
Unaffiliated

Fiat DrivePlus Mastercard®

Unaffiliated
in Credit Cards from First National Bank of Omaha
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
Upgrade Triple Cash Rewards Card
Upgrade Triple Cash Rewards Card

Strongly recommended

21 reviews
Learn More
Highlights
Purchase APR 16.24% - 27.24%
Balance Transfer APR 16.24% - 27.24%
Credit Score Range 700 - 850
Annual Fee $0

Fiat DrivePlus Mastercard® Review

This is a credit card issued by First National Bank of Omaha. If you're wondering whether Fiat DrivePlus Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $100 within 30 months.
  • Competitive APRs. Fiat DrivePlus Mastercard® has a variable purchase APR that ranges from 16.24% up to 27.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Fiat DrivePlus Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Fiat DrivePlus Mastercard®
The Good The Bad
  • Earn 5% cash back at the dealership and 2% cash back on gas and travel and 1% cash back everywhere else.
  • Receive identity theft protection, fraud monitoring, zero liability and FICO score for free.
  • No annual fee.
  • Special financing options available.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Fiat DrivePlus Mastercard® reports to multiple credit bureaus.
  • Has foreign transaction fees.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 5% balance transfer fee.
Fiat DrivePlus Mastercard® FAQ

Does Fiat DrivePlus Mastercard® have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Fiat DrivePlus Mastercard® benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Fiat DrivePlus Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Fiat DrivePlus Mastercard® has a variable purchase APR that ranges from 16.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 27.24%. It also has a variable cash advance APR of 27.49% .

Does Fiat DrivePlus Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Fiat DrivePlus Mastercard® have an intro APR offer on new purchases?

Fiat DrivePlus Mastercard® Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Fiat DrivePlus Mastercard®?

The following fees apply:

Fiat DrivePlus Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Fiat DrivePlus Mastercard® have a foreign transaction fee?

Fiat DrivePlus Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Fiat DrivePlus Mastercard®?

The support contact email for Fiat DrivePlus Mastercard® is firstnational@fnbo.com.

What is the Fiat DrivePlus Mastercard® login page?

You can access the Fiat DrivePlus Mastercard® login page here.

How do people rate the customer service and user experience of Fiat DrivePlus Mastercard®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Fiat DrivePlus Mastercard® report your account activity to credit bureaus?

Yes, Fiat DrivePlus Mastercard® reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fiat DrivePlus Mastercard®

  • Visit the Fiat DrivePlus Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by First National Bank of Omaha

Icon for Credit Cards
View all credit cards offered by First National Bank of Omaha
Icon for Banking

Checking Accounts

Rating not yet determined

3 Reviews

Money Market Accounts

Be the first to rate

Savings Accounts

2 Products

Be the first to rate

First National Bank of Omaha Savings Account

FNBO Direct Online Savings Account

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee Up to $35
Late Fee Amount Up to $39
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Free Credit Score
Rewards Categories
  • Travel
  • Gas
  • Every Purchase
Signup Bonus Starting at $100
Cash Advance APR 27.49%
Purchase APR 16.24% - 27.24%
Balance Transfer APR 16.24% - 27.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Cashback
  • Travel
  • Store Card
  • Gas
Card Network Mastercard

Be the first to rate

 

Would you recommend Fiat DrivePlus Mastercard® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

First National Bank of Omaha Credit Cards

Loading...
Browse Credit Cards
SuperMoney
Goals
Partner with us
Go to homepage

Copyright 2022 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.