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  Fiat DrivePlus Mastercard®

Fiat DrivePlus Mastercard®

in Personal Credit Cards from First National Bank of Omaha

Unaffiliated

Fiat DrivePlus Mastercard®

Unaffiliated

in Personal Credit Cards from First National Bank of Omaha

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Highlights
Highlights
Purchase APR  (Variable APR) 16.24% - 27.24%
Balance Transfer APR  (Variable APR) 16.24% - 27.24%
Credit Score Range 700 - 850
Annual Fee $0

Fiat DrivePlus Mastercard® Review

Fiat DrivePlus Mastercard® is a store cashback credit card issued by First National Bank of Omaha. If you're wondering whether Fiat DrivePlus Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Earn a rewards rate of up to x.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $100 within 30 months.
  • Competitive APRs. Fiat DrivePlus Mastercard® has a variable purchase APR that ranges from 16.24% up to 27.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Fiat DrivePlus Mastercard® charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards. Earn up to 2% for every $1 you spend on gas.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Fiat DrivePlus Mastercard® Pros & Cons
The Good The Bad
  • Earn 5% cash back at the dealership and 2% cash back on gas and travel and 1% cash back everywhere else.
  • Receive identity theft protection, fraud monitoring, zero liability and FICO score for free.
  • No annual fee.
  • Special financing options available.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Earn rewards on every purchase.
  • Fiat DrivePlus Mastercard® reports to multiple credit bureaus.
  • Has foreign transaction fees.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.
Fiat DrivePlus Mastercard® FAQ

Is there a Fiat DrivePlus Mastercard® cash back or rewards program?

No, Fiat DrivePlus Mastercard® does not offer a rewards program. Fiat DrivePlus Mastercard® is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the Fiat DrivePlus Mastercard® benefits?

Fiat DrivePlus Mastercard® provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Fiat DrivePlus Mastercard®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Fiat DrivePlus Mastercard® has a variable purchase APR that ranges from 16.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 27.24%. It also has a variable cash advance APR of 27.49% .

Does Fiat DrivePlus Mastercard® have an introductory APR offer on balance transfers?

No, Fiat DrivePlus Mastercard® does not come with an introductory APR offer for balance transfers.

Does Fiat DrivePlus Mastercard® have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Fiat DrivePlus Mastercard® Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Fiat DrivePlus Mastercard®?

The following fees apply to Fiat DrivePlus Mastercard®:

Fiat DrivePlus Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $39

Does Fiat DrivePlus Mastercard® have a foreign transaction fee?

Fiat DrivePlus Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Fiat DrivePlus Mastercard® report your account activity to credit bureaus?

Fiat DrivePlus Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Fiat DrivePlus Mastercard®

  • Visit the Fiat DrivePlus Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Eligible In-Store Purchases 5%
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee Up to $35
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
Rewards Rates
  • Every Purchase
  • Gas
  • Travel
Signup Bonus $100
Cash Advance APR (Variable APR) 27.49%
Purchase APR (Variable APR) 16.24% - 27.24%
Balance Transfer APR (Variable APR) 16.24% - 27.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%

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