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  First National Bank of Omaha Platinum Edition Visa Card

First National Bank of Omaha Platinum Edition Visa Card

in Personal Credit Cards from First National Bank of Omaha

Unaffiliated

First National Bank of Omaha Platinum Edition Visa Card

Unaffiliated

in Personal Credit Cards from First National Bank of Omaha

SuperMoney Net Recommendation Score -57% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
1 user is unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $0
Purchase APR  (Variable APR) 11.49% - 19.49%
Balance Transfer APR  (Variable APR) 11.49% - 19.49%
Credit Score Range 700 - 850
Number of Reviews 7

First National Bank of Omaha Platinum Edition Visa Card Review

First National Bank of Omaha Platinum Edition Visa Card is a credit card issued by First National Bank of Omaha. 

This card is designed for people with good credit. The minimum credit score to apply is 700. First National Bank of Omaha is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether First National Bank of Omaha Platinum Edition Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First National Bank of Omaha Platinum Edition Visa Card cash back or rewards program?

No, First National Bank of Omaha Platinum Edition Visa Card does not offer a rewards program.

First National Bank of Omaha Platinum Edition Visa Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $25

What are the First National Bank of Omaha Platinum Edition Visa Card benefits?

First National Bank of Omaha Platinum Edition Visa Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for First National Bank of Omaha Platinum Edition Visa Card?

First National Bank of Omaha Platinum Edition Visa Card has a variable purchase APR that ranges from 11.49% up to 19.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 19.49%.

It also has a variable cash advance APR starting at 26.74% .

Does First National Bank of Omaha Platinum Edition Visa Card have an introductory APR offer?

Yes, First National Bank of Omaha Platinum Edition Visa Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

First National Bank of Omaha Platinum Edition Visa Card does not offer an introductory rate on new purchases.
First National Bank of Omaha Platinum Edition Visa Card Rates & Terms
Purchase APR 11.49% - 19.49%
Balance Transfer APR 11.49% - 19.49%
Cash Advance APR Starting at 26.74%

What are the First National Bank of Omaha Platinum Edition Visa Card fees?

The following fees apply to First National Bank of Omaha Platinum Edition Visa Card:

  • There is no overlimit fee
    First National Bank of Omaha Platinum Edition Visa Card Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 5%
    Minimum Balance Transfer Fee $10
    Returned Payment Fee $35
    Late Payment Fee $37

    Does First National Bank of Omaha Platinum Edition Visa Card have a foreign transaction fee?

    First National Bank of Omaha Platinum Edition Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does First National Bank of Omaha Platinum Edition Visa Card report your account activity to credit bureaus?

    First National Bank of Omaha Platinum Edition Visa Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for First National Bank of Omaha Platinum Edition Visa Card

    • Visit the First National Bank of Omaha website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 21
    Over-Limit Fee $0
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $35
    Minimum Interest Charge $1.75
    Late Fee Amount $37
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Flight Insurance  
    Free FICO Score  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    Signup Bonus $25
    Purchase APR (Variable APR) 11.49% - 19.49%
    Cash Advance APR (Variable APR) Starting at 26.74%
    Balance Computation average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 11.49% - 19.49%
    Introductory Rate 0%
    Intro APR period 15

    First National Bank of Omaha Platinum Edition Visa Card Community Reviews

     
     

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