SuperMoney

First National Bank of Omaha Platinum Edition Visa Card

in Personal Credit Cards

Unaffiliated Visit Site

First National Bank of Omaha Platinum Edition Visa Card

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 users recommend
1 users are unsure
4 users don't recommend
Cast your vote
Cast your vote

Would you recommend First National Bank of Omaha Platinum Edition Visa Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

First National Bank of Omaha Platinum Edition Visa Card is a credit card issued by First National Bank of Omaha, which is based in Omaha, NE. 

First National Bank of Omaha Platinum Edition Visa Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

First National Bank of Omaha Platinum Edition Visa Card has a variable purchase APR that ranges from 11.24% to 19.24%. Balance transfer APRs range from 11.24% to 19.24%.

Is an introductory APR offer available?

Yes, First National Bank of Omaha Platinum Edition Visa Card offers an introductory APR rate of 0% for a period of 15 months.

What are the fees?

The following fees apply to First National Bank of Omaha Platinum Edition Visa Card:

  • There is no annual fee
  • A late payment penalty of $37.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, First National Bank of Omaha Platinum Edition Visa Card does not offer a rewards program.

Is a signup bonus offered?

Yes, First National Bank of Omaha Platinum Edition Visa Card offers card users a signup bonus worth up to $25.

Is an annual loyalty bonus offered?

First National Bank of Omaha Platinum Edition Visa Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 First National Bank of Omaha Platinum Edition Visa Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance

    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by First National Bank of Omaha

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
21
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$37
Returned Payment Fee
$35
Minimum Interest Charge
$1.75
Foreign Currency Transaction Fee
3%
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
700 - 850
850 300 700
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Co-signing Allowed
Minimum Age
18
Customer Type
Personal
Free FICO Score
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • ID Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Flight Insurance
Signup Bonus
$25
Purchases APR
(Variable APR)
11.24% - 19.24%
0% 29%
Balance Computation
average daily balance (including new purchases)
Balance Transfer APR
(Variable APR)
11.24% - 19.24%
8% 29%
Transfer Fee
5%
Transfer Fee Minimum
$10
Introductory Rate
0%
Intro APR period (months)
15

Reviews

Would you recommend First National Bank of Omaha Platinum Edition Visa Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

First National Bank of Omaha Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Rakuten Rewards Mastercard

Rakuten Rewards Mastercard

1
 
 
1 total votes
Purchases APR
(Variable APR)
17.24% - 24.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.24% - 24.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850