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  Flagstar Detroit Pistons Visa Credit Card

Flagstar Detroit Pistons Visa Credit Card

in Personal Credit Cards from Flagstar Bank

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Flagstar Detroit Pistons Visa Credit Card

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in Personal Credit Cards from Flagstar Bank

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Highlights
Purchase APR  (Variable APR) 15.49% - 24.49%
Balance Transfer APR  (Variable APR) 15.49% - 24.49%
Credit Score Range 680 - 840
Annual Fee $0

Flagstar Detroit Pistons Visa Credit Card Review

Flagstar Detroit Pistons Visa Credit Card is a cashback credit card issued by Flagstar Bank. If you're wondering whether Flagstar Detroit Pistons Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of 2500 points after spending $1 within 1 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Flagstar Detroit Pistons Visa Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Flagstar Detroit Pistons Visa Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.
Flagstar Detroit Pistons Visa Credit Card Pros & Cons
The Good The Bad
  • Earn 1.5 points for every eligible net $1 you spend.
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Multiple credit card perks.
  • Cardholders can earn rewards on purchases everywhere Flagstar Detroit Pistons Visa Credit Card is accepted.
  • Flagstar Detroit Pistons Visa Credit Card reports to multiple credit bureaus.
  • High interest if the balance is not paid in full each month.
  • Requires good to excellent credit.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.
Flagstar Detroit Pistons Visa Credit Card FAQ

Is there a Flagstar Detroit Pistons Visa Credit Card cash back or rewards program?

Flagstar Detroit Pistons Visa Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Flagstar Detroit Pistons Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 2500
Signup Bonus Spend Requirement $1
Signup Bonus Spend Period (months) 1 months

Does Flagstar Detroit Pistons Visa Credit Card have a signup bonus?

Flagstar Detroit Pistons Visa Credit Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.

Does Flagstar Detroit Pistons Visa Credit Card offer an annual loyalty bonus?

Flagstar Detroit Pistons Visa Credit Card doesn't offer a cash loyalty bonus.

What are the Flagstar Detroit Pistons Visa Credit Card benefits?

Flagstar Detroit Pistons Visa Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Flagstar Detroit Pistons Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Flagstar Detroit Pistons Visa Credit Card has lower than average purchase APRs.

Flagstar Detroit Pistons Visa Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR of 25.49% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Flagstar Detroit Pistons Visa Credit Card have an introductory APR offer on balance transfers?

Yes, Flagstar Detroit Pistons Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

Flagstar Detroit Pistons Visa Credit Card Balance Transfers
Description
Balance Transfer APR 15.49% - 24.49%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 6
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5

Does Flagstar Detroit Pistons Visa Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Flagstar Detroit Pistons Visa Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Flagstar Detroit Pistons Visa Credit Card?

The following fees apply to Flagstar Detroit Pistons Visa Credit Card:

Flagstar Detroit Pistons Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $39

Does Flagstar Detroit Pistons Visa Credit Card have a foreign transaction fee?

Flagstar Detroit Pistons Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Flagstar Detroit Pistons Visa Credit Card report your account activity to credit bureaus?

Yes, Flagstar Detroit Pistons Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Flagstar Detroit Pistons Visa Credit Card

  • Visit the Flagstar Detroit Pistons Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   5151 Corporate Dr
    Troy, MI 48098
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by Flagstar Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Entertainment (Points) 1.5
Every Purchase (Points) 1.5
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 24 days
Additional Card Fee Amount $0
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 4%
Minimum Cash Advance Fee ($) Starting at $4
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Returned Payment Fee Starting at $35
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
Bonus Rewards 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.
Rewards Categories Every Purchase
Signup Bonus (points) 2,500
Rewards Type Points
Cash Advance APR (Variable APR) 25.49%
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 15.49% - 24.49%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 15.49% - 24.49%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Bonus Offers
  • Zero Percent
Card Network Visa

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