Last Updated: 07/28/2025
McCoy's Building Supply Credit Card
Claimed
in Credit Cards from Synchrony Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
29.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
McCoy's Building Supply Credit Card Review
This is a store rewards card issued by Synchrony Bank. If you're wondering whether McCoy's Building Supply Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of McCoy's Building Supply Credit Card
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McCoy's Building Supply Credit Card FAQ
Does McCoy's Building Supply Credit Card have a cash back or rewards program?
McCoy's Building Supply Credit Card is a rewards card.
| Description |
Does McCoy's Building Supply Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does McCoy's Building Supply Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the McCoy's Building Supply Credit Card benefits?
McCoy's Building Supply Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for McCoy's Building Supply Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.McCoy's Building Supply Credit Card has a variable purchase APR of 29.99%. McCoy's Building Supply Credit Card does not offer balance transfers.
Does McCoy's Building Supply Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. McCoy's Building Supply Credit Card does not offer balance transfers.Does McCoy's Building Supply Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for McCoy's Building Supply Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for McCoy's Building Supply Credit Card?
The customer service number for McCoy's Building Supply Credit Card is (866) 226-5638.
What is the support contact email for McCoy's Building Supply Credit Card?
The support contact email for McCoy's Building Supply Credit Card is customer.service@mail.synchronybank.com.
What is the login page for McCoy's Building Supply Credit Card?
You can access the login page of McCoy's Building Supply Credit Card here.
How do people rate the customer service and user experience of McCoy's Building Supply Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does McCoy's Building Supply Credit Card report your account activity to credit bureaus?
Yes, McCoy's Building Supply Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, McCoy's Building Supply Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for McCoy's Building Supply Credit Card
- Visit the website of McCoy's Building Supply Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM