United Quest Card
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| Purchase APR (Variable APR) |
20.74% - 27.74% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
20.74% - 27.74% (Verified 08/04/2023) |
| Credit Score Range | Starting at 670 |
| Annual Fee | $250 |
United Quest Card Review
This is a card issued by Chase Bank. If you're wondering whether United Quest Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 80000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.74% up to 27.74%.
- 5% Balance transfer fee. United Quest Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of United Quest Card
| The Good | The Bad |
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United Quest Card FAQ
Does United Quest Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the United Quest Card benefits?
It provides the following benefits:
- Trip Cancellation Insurance
- Travel Accident Insurance
- Travel Assistance
What are the relevant APRs for United Quest Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.United Quest Card has a variable purchase APR that ranges from 20.74% up to 27.74%. The card has a variable balance transfer APR that ranges from 20.74% up to 27.74%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does United Quest Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does United Quest Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for United Quest Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $250 |
| Overlimit Fee | $ |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | Starting at $ up to $40 |
| Late Payment Fee | Starting at up to $40 |
This card charges a $250 annual fee.
Does United Quest Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for United Quest Card?
The United Quest Card customer service number is (877) 242-7372.
What is the support contact email for United Quest Card?
The support contact email for United Quest Card is customerdepartament@chase.com.
What is the United Quest Card login page?
You can access the United Quest Card login page here.
How do people rate the customer service and user experience of United Quest Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for United Quest Card
- Visit the United Quest Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Other Credit Cards by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $250 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
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