NRL Federal Credit Union Visa Gold Credit Card
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| Purchase APR (Fixed APR) | 9.9 |
| Balance Transfer APR (Fixed APR) | 9.9 |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
NRL Federal Credit Union Visa Gold Credit Card Review
This is a card issued by NRL Federal Credit Union. If you're wondering whether NRL Federal Credit Union Visa Gold Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. NRL Federal Credit Union Visa Gold Credit Card has a fixed purchase APR of 9.9%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of NRL Federal Credit Union Visa Gold Credit Card
| The Good | The Bad |
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NRL Federal Credit Union Visa Gold Credit Card FAQ
Does NRL Federal Credit Union Visa Gold Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the NRL Federal Credit Union Visa Gold Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for NRL Federal Credit Union Visa Gold Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.NRL Federal Credit Union Visa Gold Credit Card has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does NRL Federal Credit Union Visa Gold Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does NRL Federal Credit Union Visa Gold Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NRL Federal Credit Union Visa Gold Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $0 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does NRL Federal Credit Union Visa Gold Credit Card have a foreign transaction fee?
NRL Federal Credit Union Visa Gold Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for NRL Federal Credit Union Visa Gold Credit Card?
The NRL Federal Credit Union Visa Gold Credit Card customer service number is (800) 526-6661.
What is the support contact email for NRL Federal Credit Union Visa Gold Credit Card?
The support contact email for NRL Federal Credit Union Visa Gold Credit Card is info@nrlfcu.org.
What is the NRL Federal Credit Union Visa Gold Credit Card login page?
You can access the NRL Federal Credit Union Visa Gold Credit Card login page here.
How do people rate the customer service and user experience of NRL Federal Credit Union Visa Gold Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does NRL Federal Credit Union Visa Gold Credit Card report your account activity to credit bureaus?
Yes, NRL Federal Credit Union Visa Gold Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for NRL Federal Credit Union Visa Gold Credit Card
- Visit the NRL Federal Credit Union Visa Gold Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
5440 Cherokee Avenue,
Suite 200
Alexandria, VA 22312 USA - (800) 526-6661
- Visit Site
- Email Support
About NRL Federal Credit Union Visa Gold Credit Card
Other Credit Cards by NRL Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | 0 |
| Cash Advance Fee (%) | 0 |
| Minimum Cash Advance Fee ($) | 0 |
| Foreign Currency Transaction Fee | 1 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | 0 |
| Over-Limit Fee | 0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | 0 |
| Additional Card Fee Amount | 5 |
| Late Fee Amount | Up to 25 |
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