
in Personal Credit Cards from Educators Credit Union
UnaffiliatedEducators Credit Union Visa Gold Card
in Personal Credit Cards from Educators Credit Union
Not enough votes for recommendation
Explore a similar product
Try this top product in Personal Credit Cards.
Purchase APR (Variable APR) | Starting at 6.25 |
Balance Transfer APR (Variable APR) | Starting at 6.25 |
Credit Score Range | 670 - 840 |
Annual Fee | N/A |
Educators Credit Union Visa Gold Card Review
This is a rewards credit card issued by Educators Credit Union. If you're wondering whether Educators Credit Union Visa Gold Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
The Good | The Bad |
---|---|
|
|
Does Educators Credit Union Visa Gold Card have a cash back or rewards program?
Educators Credit Union Visa Gold Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Educators Credit Union Visa Gold Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Educators Credit Union Visa Gold Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Educators Credit Union Visa Gold Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Educators Credit Union Visa Gold Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Educators Credit Union Visa Gold Card has a variable purchase APR starting at 6.25% . The card has a variable balance transfer APR starting at 6.25% . It also has a variable cash advance APR starting at 6.25% .
Does Educators Credit Union Visa Gold Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Educators Credit Union Visa Gold Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 6.25 |
This card does offer an intro APR rate of 6.25% on qualified purchases
What are the fees for Educators Credit Union Visa Gold Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee |
How do people rate the customer service and user experience of Educators Credit Union Visa Gold Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Educators Credit Union Visa Gold Card report your account activity to credit bureaus?
Yes, Educators Credit Union Visa Gold Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Educators Credit Union Visa Gold Card
- Visit the Educators Credit Union Visa Gold Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1400 N Newman Rd
Racine, WI 53406 - Visit Site
Other Services by Educators Credit Union
Availability
Feature Breakdown
Introductory Rate | 6.25 |
Be the first to rate
Would you recommend Educators Credit Union Visa Gold Card to your friends?
Educators Credit Union Personal Credit Cards
- Bankers' Bank Kansas VISA Platinum Credit Card
- CareCredit
- Community First CU Visa® Credit Card
- Florida Credit Union Platinum Fresh Start Credit Card
- Grow Financial FCU Visa Platinum Preferred
- Gulf Winds Credit Union Visa Platinum Credit Card
- Local Government Federal Credit Union Visa Credit Card
- Polish Slavic FCU VISA Platinum Credit Card
- Premier Members Credit Union Student Visa Credit Card
- Shell | Fuel Rewards® Mastercard®
- The Tile Shop Credit Card
- Veterans Foreign Wars USAA Visa Signature® Card