
Educators Credit Union Visa Gold Card
in Personal Credit Cards from Educators Credit Union
UnaffiliatedEducators Credit Union Visa Gold Card
in Personal Credit Cards from Educators Credit Union
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Purchase APR (Variable APR) | Starting at 6.25 |
Balance Transfer APR (Variable APR) | Starting at 6.25 |
Credit Score Range | 670 - 840 |
Annual Fee | N/A |
Educators Credit Union Visa Gold Card Review
Educators Credit Union Visa Gold Card is a rewards credit card issued by Educators Credit Union. If you're wondering whether Educators Credit Union Visa Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
The Good | The Bad |
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Is there a Educators Credit Union Visa Gold Card cash back or rewards program?
Educators Credit Union Visa Gold Card offers a rewards program to its customers.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Educators Credit Union Visa Gold Card have a signup bonus?
Educators Credit Union Visa Gold Card doesn't offer a cash signup bonus.Does Educators Credit Union Visa Gold Card offer an annual loyalty bonus?
Educators Credit Union Visa Gold Card doesn't offer a cash loyalty bonus.What are the Educators Credit Union Visa Gold Card benefits?
Educators Credit Union Visa Gold Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Reports to major credit bureaus
What are the relevant APRs for Educators Credit Union Visa Gold Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Educators Credit Union Visa Gold Card has lower than average purchase APRs.Educators Credit Union Visa Gold Card has a variable purchase APR starting at 6.25% . The card has a variable balance transfer APR starting at 6.25% . It also has a variable cash advance APR starting at 6.25% .
Does Educators Credit Union Visa Gold Card have an introductory APR offer on balance transfers?
No, Educators Credit Union Visa Gold Card does not come with an introductory APR offer for balance transfers.Does Educators Credit Union Visa Gold Card have an introductory APR offer on new purchases?
Description | |
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Introductory Rate | 6.25 |
This card does offer an introductory APR rate of 6.25% on qualified purchases
What are the fees for Educators Credit Union Visa Gold Card?
The following fees apply to Educators Credit Union Visa Gold Card:
Fees | Amount |
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Annual Fee |
Does Educators Credit Union Visa Gold Card report your account activity to credit bureaus?
Yes, Educators Credit Union Visa Gold Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Educators Credit Union Visa Gold Card
- Visit the Educators Credit Union Visa Gold Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1400 N Newman Rd
Racine, WI 53406 - Visit Site
Other Services by Educators Credit Union

Availability
Feature Breakdown
Introductory Rate | 6.25 |
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