PayPal Cashback Mastercard
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| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 22.24% - 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 720 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 9 |
PayPal Cashback Mastercard Review
This is a cashback credit card issued by PayPal Inc. If you're wondering whether Paypal credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 22.24% up to 29.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 720.
| The Good | The Bad |
|---|---|
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Does Paypal credit card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 2% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.
What are the Paypal credit card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Paypal credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.PayPal Cashback Mastercard has a variable purchase APR that ranges from 22.24% up to 29.24%. It also has a variable cash advance APR of 29.24% .
Does Paypal credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Paypal credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Paypal credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $38 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Paypal credit card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Paypal credit card?
The support contact email for Paypal credit card is service@paypal.com.
How do people rate the customer service and user experience of Paypal credit card?
Overall, Paypal credit card is strongly recommended based on community reviews that rate customer service and user experience.
Does PayPal Cashback Mastercard report your account activity to credit bureaus?
Yes, PayPal Cashback Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Paypal credit card
- Visit the Paypal credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From PayPal Inc
Contact
- Headquarters
-
2211 N First St
San Jose, CA 95131 - Visit Site
- Email Support
Other Services by PayPal Inc
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Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | 3% |
| Minimum Interest Charge | $1.50 |
| Late Fee Amount | Up to $38 |
PayPal Cashback Mastercard Community Reviews
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