PayPal Extras Mastercard
in Personal Credit Cards from PayPal Inc
Not enough votes for recommendation
Cast your vote
Would you recommend PayPal Extras Mastercard to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 22.24% - 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | N/A |
PayPal Extras Mastercard Review
PayPal Extras Mastercard is a rewards credit card issued by PayPal Inc. If you're wondering whether PayPal Extras Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
- Generous reward rate. You can get a rewards rate of up to 3%.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 22.24% up to 29.24%.
- Charges foreign transaction fees. Avoid using this card when traveling outside the U.S. because it charges a commission of 3% every time you make a transaction outside the U.S.
- Gas rewards. Earn
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, price protection, purchase protection, travel assistance, and fraud protection.
| The Good | The Bad |
|---|---|
|
|
Is there a PayPal Extras Mastercard cash back or rewards program?
PayPal Extras Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Gas
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does PayPal Extras Mastercard have a signup bonus?
PayPal Extras Mastercard doesn't offer a cash signup bonus.Does PayPal Extras Mastercard offer an annual loyalty bonus?
PayPal Extras Mastercard doesn't offer a cash loyalty bonus.What are the PayPal Extras Mastercard benefits?
PayPal Extras Mastercard provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Assistance
- ID Theft Protection
What are the relevant APRs for PayPal Extras Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. PayPal Extras Mastercard has higher than average purchase APRs.PayPal Extras Mastercard has a variable purchase APR that ranges from 22.24% up to 29.24%. It also has a variable cash advance APR of 29.24% .
Does PayPal Extras Mastercard have an introductory APR offer?
PayPal Extras Mastercard does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | N/A |
| Purchase APR | 22.24% - 29.24% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 29.24% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the PayPal Extras Mastercard fees?
The following fees apply to PayPal Extras Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | up to $37 |
Does PayPal Extras Mastercard have a foreign transaction fee?
PayPal Extras Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for PayPal Extras Mastercard
- Visit the PayPal Extras Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
2211 N First St
San Jose, CA 95131 - (402) 935-2050
Other Services by PayPal Inc
View all personal credit cards offered by PayPal Inc
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 23 |
| Paper Statement Fee | $0 |
| Cash Advance Fee (%) | Starting at 3% |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | Up to $37 |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Minimum Interest Charge | $1.50 |
Be the first to rate
Would you recommend PayPal Extras Mastercard to your friends?
Other Personal Credit Cards
PayPal Inc Personal Credit Cards
Browse Personal Credit Cards
- Ann Taylor Mastercard
- Comerica Bank Visa Platinum® Card
- Deserve Classic Mastercard
- Ford Service Credit Card
- Infiniti Visa Signature Card
- Kohl's Credit Card
- Lufthansa Miles & More World Elite Mastercard
- Nissan Visa Card
- PNC Premier Traveler Visa Signature Credit Card
- Ralphs Rewards World Mastercard
- The Container Store Credit Card
- Total Rewards Visa Card
