
in Personal Credit Cards from The Pennsylvania State Employees Credit Union
UnaffiliatedPSECU Founder's Credit Card
in Personal Credit Cards from The Pennsylvania State Employees Credit Union
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Purchase APR (Variable APR) | 12.4% |
Balance Transfer APR (Variable APR) | 3.9% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
PSECU Founder's Credit Card Review
This is a rewards credit card issued by The Pennsylvania State Employees Credit Union. If you're wondering whether PSECU Founder's Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. PSECU Founder's Credit Card has a variable purchase APR of 12.4%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does PSECU Founder's Credit Card have a cash back or rewards program?
PSECU Founder's Credit Card is a rewards card.
Minimum rewards rate | 2x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does PSECU Founder's Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does PSECU Founder's Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PSECU Founder's Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for PSECU Founder's Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.PSECU Founder's Credit Card has a variable purchase APR of 12.4%. The card has a variable balance transfer APR of 3.9% . It also has a variable cash advance APR of 12.4% .
Does PSECU Founder's Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does PSECU Founder's Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for PSECU Founder's Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $27 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does PSECU Founder's Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.How do people rate the customer service and user experience of PSECU Founder's Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PSECU Founder's Credit Card report your account activity to credit bureaus?
Yes, PSECU Founder's Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for PSECU Founder's Credit Card
- Visit the PSECU Founder's Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1 Credit Union Pl
Harrisburg, PA 17110 - Visit Site
Other Services by The Pennsylvania State Employees Credit Union
Availability
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Late Fee Amount | Up to $27 |
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