Restoration Hardware Credit Card
in Personal Credit Cards from Comenity
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| Purchase APR (Variable APR) | Up to 27.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Restoration Hardware Credit Card Review
Restoration Hardware Credit Card is a store credit card issued by Comenity. If you're wondering whether Restoration Hardware Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
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Is there a Restoration Hardware Credit Card cash back or rewards program?
No, Restoration Hardware Credit Card does not offer a rewards program.
What are the relevant APRs for Restoration Hardware Credit Card?
Restoration Hardware Credit Card has a variable purchase APR of up to 27.24%.Does Restoration Hardware Credit Card have an introductory APR offer on balance transfers?
No, Restoration Hardware Credit Card does not come with an introductory APR offer for balance transfers.Does Restoration Hardware Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0.99% on qualified purchases for a period of up to 24 months.
| Description | |
|---|---|
| Introductory Rate | 0.99% |
| Purchase Intro APR Period (months) | 24 |
What are the fees for Restoration Hardware Credit Card?
The following fees apply to Restoration Hardware Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $38 |
| Late Payment Fee | up to $38 |
Does Restoration Hardware Credit Card report your account activity to credit bureaus?
Yes, Restoration Hardware Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Restoration Hardware Credit Card
- Visit the Restoration Hardware Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
About Restoration Hardware Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 0.99% |
| Purchase Intro APR Period (Variable APR) | 24 months |
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