SuperMoney
Explore
Compare Rates

Compare All Credit Cards

Filter & compare all your options in one place.

View All Credit Cards
x No thanks, not right now
Advertiser Disclosure
  Restoration Hardware Credit Card
Restoration Hardware Credit Card
in Credit Cards from Comenity Bank
Unaffiliated

Restoration Hardware Credit Card

Unaffiliated
in Credit Cards from Comenity Bank
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
Chime secured Credit Builder Visa® Credit Card
Chime secured Credit Builder Visa® Credit Card

Mostly recommended

12 reviews
Learn More
Highlights
Purchase APR  (Variable APR) Up to 24.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0 - $175

Restoration Hardware Credit Card Review

This is a store credit card issued by Comenity Bank. If you're wondering whether Restoration Hardware Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $175 for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Restoration Hardware Credit Card

The Good The Bad
  • No annual fee
  • Special financing available.
  • 0% APR on new purchases during the first 24 months. There is then a variable purchase APR that ranges from % up to 24.99%.
  • Restoration Hardware Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Restoration Hardware Credit Card FAQ

Does Restoration Hardware Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Restoration Hardware Credit Card?

It has a variable purchase APR of up to 24.99%.

Does Restoration Hardware Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Restoration Hardware Credit Card have an intro APR offer on new purchases?

Restoration Hardware Credit Card Purchase Intro Offer
Description
Introductory Rate 0.99%
Purchase Intro APR Period 24 months

This card does offer an intro APR rate of 0.99% on qualified purchases for a period of up to 24 months.

What are the fees for Restoration Hardware Credit Card?

The following fees apply:

Restoration Hardware Credit Card Fees
Fees Amount
Annual Fee Starting at $0 up to $175
Returned Payment Fee up to $40
Late Payment Fee up to $40

What is the customer service phone number for Restoration Hardware Credit Card?

The Restoration Hardware Credit Card customer service number is (185) 579-69632.

What is the support contact email for Restoration Hardware Credit Card?

The support contact email for Restoration Hardware Credit Card is info@rh.com.

What is the Restoration Hardware Credit Card login page?

You can access the Restoration Hardware Credit Card login page here.

How do people rate the customer service and user experience of Restoration Hardware Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Restoration Hardware Credit Card report your account activity to credit bureaus?

Yes, Restoration Hardware Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Restoration Hardware Credit Card

  • Visit the Restoration Hardware Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

Icon for Credit Cards
View all credit cards offered by Comenity Bank
Icon for Banking

CD Accounts

Be the first to rate

Savings Accounts

Be the first to rate

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0.99%
Purchase Intro APR Period (Variable APR) 24 months
No Annual Fee
Annual Fee $0 - $175
Minimum Interest Charge $1
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
APR Type Variable APR
Balance Computation daily balance (including current transactions)
Credit Limit Up to $30,000
Purchase APR (Variable APR) Up to 24.99%
Card Type
  • Store Card
Card Network Other

Be the first to rate

 

Would you recommend Restoration Hardware Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Credit Cards

Mostly recommended

12 Reviews

Strongly recommended

11 Reviews

Strongly recommended

52 Reviews

View All

Comenity Bank Credit Cards

Loading...
Browse Credit Cards
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2022 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.