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Last Updated: 08/27/2026

Revolut Secured Credit Card

from Revolut Technologies Inc

Last Updated: 08/27/2026

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Highlights

Purchase APR

25.99% - 29.99%(Verified 08/27/2026)

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Balance Transfer APR

N/A(Verified 08/27/2026)

Credit Score Range

N/A

Annual Fee

Starting at $0

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Revolut Secured Credit Card Review

Revolut Secured Credit Card is offered through Revolut Technologies Inc, a nonbank financial services provider founded in 2015 and based in New York, NY. It is made possible by a bank partnership with Lead Bank. Revolut Secured Credit Card are available in 50 states and Washington, DC.

Key Takeaways

Early direct deposit. Get access to your paycheck funds faster if you set up a direct deposit to this account. Early salary subject to employer deposit timing and not guaranteed.
1.5% cash back. Revolut Secured Credit Card offers rewards on purchases (see terms and conditions here for full details).

Revolut Secured Credit Card Pros & Cons

PROS

CONS

No PIN purchase transaction fee
No signature purchase transaction fee

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Not FDIC-insured.

Revolut Secured Credit Card FAQ

Are Revolut Secured Credit Card deposits federally insured?

No, your Revolut Technologies Inc credit cards are not insured by a federal insurance agency. This means that if Revolut Technologies Inc were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Revolut Secured Credit Card offer?

Revolut Secured Credit Card is not an interest bearing account.

What fees does Revolut Secured Credit Card charge?

Revolut Secured Credit Card Fees

Description

Foreign Currency Transaction Fee

0% - 1%

Annual Fee

Starting at $0

No Annual Fee?

What features and perks does Revolut Secured Credit Card offer?

This account includes the following features:

What is the customer support email for Revolut Secured Credit Card?

The customer support email for Revolut Secured Credit Card is support@revolut.com.

Revolut Secured Credit Card Disclosure: Secured Credit Cards through Revolut are issued by Lead Bank, Member FDIC, pursuant to license by Mastercard International, and can be used everywhere Mastercard is accepted. Revolut is not a bank. A security deposit is required to open this account, and your credit limit is determined by the amount of your security deposit. 0% introductory APR for 6 months from account opening on purchases, provided you make on-time minimum payments. After the introductory period ends, a variable APR of 25.99% + Prime, not to exceed 29.99%, based on your creditworthiness, applies to unpaid promotional balances and new purchases. Rates as of June 1, 2025. Annual fee: $0. Cashback is earned on eligible secured credit card purchases only. Eligible purchases means purchases for goods and services minus returns and other credits, and do not include fees or interest charges, cash advances, the purchase or reloading of prepaid cards, or purchases of cash equivalents. The Revolut Credit Card is not a deposit product. Card terms are determined based on your credit, income, and certain other information provided in your application. Not all applicants will qualify and the Revolut Credit Card is not available in all states. Terms and conditions apply.

View Revolut Secured Credit Card's published terms & conditions

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Andrew Latham

Contact

Headquarters

107 Greenwich St

New York, NY 10006

(844) 744-3512

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Availability

Available in 50 states and Washington, D.C.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.