SuperMoney
Explore
Compare Rates

Compare All Credit Cards

Filter & compare all your options in one place.

View All Credit Cards
x No thanks, not right now
Advertiser Disclosure
  Synovus Cash Rewards Visa® Credit Card
Synovus Cash Rewards Visa® Credit Card
in Credit Cards from Synovus Bank
Claimed

Synovus Cash Rewards Visa® Credit Card

Claimed
in Credit Cards from Synovus Bank
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Synovus Cash Rewards Visa® Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Purchase APR  (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Balance Transfer APR  (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Credit Score Range Starting at 601
Annual Fee $0

Synovus Cash Rewards Visa® Credit Card Review

This is a rewards card issued by Synovus Bank. If you're wondering whether Synovus Cash Rewards is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Synovus Cash Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 601.

Pros & Cons of Synovus Cash Rewards

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 16.49% up to 27.49%.
  • No annual fee.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Synovus Cash Rewards FAQ

Does Synovus Cash Rewards have a cash back or rewards program?

Synovus Cash Rewards is a rewards card.

Synovus Cash Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Synovus Cash Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Synovus Cash Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Synovus Cash Rewards benefits?

It provides the following benefits:

  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance

What are the relevant APRs for Synovus Cash Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Synovus Cash Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 27.49%. It also has a variable cash advance APR of 27.49% .

Does Synovus Cash Rewards have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Synovus Cash Rewards Visa® Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 16.49% - 27.49%

Does Synovus Cash Rewards have an intro APR offer on new purchases?

Synovus Cash Rewards Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Synovus Cash Rewards?

The following fees apply:

Synovus Cash Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Synovus Cash Rewards have a foreign transaction fee?

Synovus Cash Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Synovus Cash Rewards?

The Synovus Cash Rewards customer service number is (888) 796-6887.

What is the support contact email for Synovus Cash Rewards?

The support contact email for Synovus Cash Rewards is info@synovus.com.

What is the Synovus Cash Rewards login page?

You can access the Synovus Cash Rewards login page here.

How do people rate the customer service and user experience of Synovus Cash Rewards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Synovus Cash Rewards

  • Visit the Synovus Cash Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday All Day
  • Monday All Day
  • Tuesday All Day
  • Wednesday All Day
  • Thursday All Day
  • Friday All Day
  • Saturday All Day

Other Services by Synovus Bank

Icon for Credit Cards
View all credit cards offered by Synovus Bank
Icon for Banking

Checking Accounts

7

8 Reviews

Money Market Accounts

2 Products

Be the first to rate

Synovus Bank Signature Money Market Account

Synovus Bank Premium Money Market Account

Savings Accounts

Rating not yet determined

1 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 21
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 601 -
Credit Card Benefits
  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
Cash Advance APR (Variable APR) 27.49%
APR Type Variable APR
Purchase APR (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Card Type
  • Rewards
Card Network Visa

Be the first to rate

 

Would you recommend Synovus Cash Rewards Visa® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Credit Cards

Strongly recommended

17 Reviews

Strongly recommended

25 Reviews

Be the first to review
View All

Synovus Bank Credit Cards

Loading...
Browse Credit Cards
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.