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  First Digital Mastercard®

First Digital Mastercard®

in Personal Credit Cards from Synovus Bank

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First Digital Mastercard®

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in Personal Credit Cards from Synovus Bank

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Highlights
Purchase APR  (Fixed APR) N/A
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 600 - 850
Annual Fee $48 - $75

First Digital Mastercard® Review

This is a credit card issued by Synovus Bank. If you're wondering whether First Digital Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of First Digital Mastercard®
The Good The Bad
  • Considers applicants with fair or poor credit.
  • First Digital Mastercard® reports to multiple credit bureaus.
  • Charges an annual fee of up to $75.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
First Digital Mastercard® FAQ

Does First Digital Mastercard® have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for First Digital Mastercard®?

Issuer does not publicly disclose rates. Please see the issuer's application page or contact them directly for rate and fee information.

Does First Digital Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does First Digital Mastercard® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for First Digital Mastercard®?

The following fees apply:

First Digital Mastercard® Fees
Fees Amount
Annual Fee Starting at $48 up to $75 (Annual fees vary by year)
Initial Program Fee $95
Returned Payment Fee $40
Late Payment Fee $40

What is the customer service phone number for First Digital Mastercard®?

The First Digital Mastercard® customer service number is (888) 796-6887.

What is the support contact email for First Digital Mastercard®?

The support contact email for First Digital Mastercard® is info@synovus.com.

Does First Digital Mastercard® report your account activity to credit bureaus?

Yes, First Digital Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for First Digital Mastercard®

  • Visit the First Digital Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

First Digital Mastercard® Disclosure: See terms
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Initial Program Fee $95
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $48 - $75
Returned Payment Fee $40
Additional Card Fee Amount $29
Late Fee Amount $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
Does Not Disclose Rates

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