SuperMoney

First Digital Mastercard®

in Personal Credit Cards from Synovus Bank

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First Digital Mastercard®

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in Personal Credit Cards from Synovus Bank

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Highlights
Highlights
Purchase APR  (Fixed APR) N/A
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range N/A
Annual Fee $48 - $75

First Digital Mastercard® Review

First Digital Mastercard® is a credit card issued by Synovus Bank. If you're wondering whether First Digital Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

First Digital Mastercard® Pros and Cons:

The Good The Bad
  • First Digital Mastercard® reports to multiple credit bureaus.
  • Charges an annual fee of up to $48.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a First Digital Mastercard® cash back or rewards program?

No, First Digital Mastercard® does not offer a rewards program.

What are the relevant APRs for First Digital Mastercard®?

Issuer does not publicly disclose rates. Please see the issuer's application page or contact them directly for rate and fee information.

Does First Digital Mastercard® have an introductory APR offer on balance transfers?

No, First Digital Mastercard® does not come with an introductory APR offer for balance transfers.

Does First Digital Mastercard® have an introductory APR offer on new purchases?

First Digital Mastercard® does not offer an introductory rate on new purchases.
First Digital Mastercard® Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for First Digital Mastercard®?

The following fees apply to First Digital Mastercard®:

First Digital Mastercard® Fees
Fees Amount
Annual Fee Starting at $48 up to $75 (Annual fees vary by year)
Initial Program Fee $95
Returned Payment Fee $40
Late Payment Fee $40

Does First Digital Mastercard® report your account activity to credit bureaus?

First Digital Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for First Digital Mastercard®

  • Visit the First Digital Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

FIRST DIGITAL MASTERCARD® Disclosure: See terms
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Initial Program Fee $95
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $48 - $75
Returned Payment Fee $40
Additional Card Fee Amount $29
Late Fee Amount $40
Checking Account Required  
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Rewards Type No Rewards
Does Not Disclose Rates  

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SUPERMONEY NET RECOMMENDATION SCORE

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