The Stage Store Credit Card Review

This is a store rewards credit card issued by Comenity. If you're wondering whether The Stage Store Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.

The Good	The Bad
$10 Birthday gift Points earned on purchases. Lower credit scores are often accepted, making this a good card for building credit without an annual fee. No annual fee. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. The Stage Store Credit Card reports to multiple credit bureaus.	HIgh interest rate. Low points rewards. Major credit cards may offer more points benefits. Higher than average purchase APRs. Does not offer a signup bonus. You don't earn rewards on every purchase. Does not include many credit card benefits.

Does The Stage Store Credit Card have a cash back or rewards program?

The Stage Store Credit Card is a rewards card. This card features rewards for purchases in the following categories:

• Retail

The Stage Store Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the relevant APRs for The Stage Store Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR starting at 29.24% .

What are the fees for The Stage Store Credit Card?

The following fees apply:

The Stage Store Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $38
Late Payment Fee	up to $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does The Stage Store Credit Card report your account activity to credit bureaus?

Yes, The Stage Store Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for The Stage Store Credit Card

• Visit the The Stage Store Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.