American Express Serve
in Prepaid Cards from American Express National Bank
Would you recommend American Express Serve to your friends?
| Community Rating | Strongly not recommended |
| Signature Purchase Transaction Fee | $0 |
| PIN Purchase Transaction Fee | $0 |
| Max Monthly Service Fee | $6.95 |
| Card Reload Fee | $0 - $3.95 |
| Max Balance | $100,000 |
| Number of Reviews | 40 |
American Express Serve Review
The American Express Serve is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.
American Express Serve does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.
| The Good | The Bad |
|---|---|
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Who issues American Express Serve?
American Express Serve is issued by American Express National Bank, which is based in New York, NY and was founded in 1850.
What fees does American Express Serve charge?
American Express Serve charges a monthly fee of up to $6.95.
| Description | |
|---|---|
| Max Monthly Service Fee | $6.95 |
| Close Account Fee | $0 |
| Card Replacement Fee | $5 |
| ATM Balance Inquiry | $0 |
| Free In-Network ATM Withdrawal? | Yes |
| No Signature Purchase Transaction Fee? | Yes |
| No PIN Purchase Transaction Fee? | Yes |
| Signature Purchase Transaction Fee | $0 |
| PIN Purchase Transaction Fee | $0 |
| No Monthly Service Fee with Direct Deposit? | Yes |
| Activation Fee | $0 - $3.95 |
| Card Reload Fee | $0 - $3.95 |
How Much Does American Express Serve Cost?
There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $6.95.
However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.
There is a reload fee of up to $3.95 fee every time you reload the card.
Does American Express Serve charge an activation fee?
American Express Serve does not charge an activation fee.What is the daily ATM withdrawal for American Express Serve?
American Express Serve has a daily ATM withdrawal limit of $750.
What is daily direct deposit limit for American Express Serve?
American Express Serve sets a daily direct deposit limit of $2,500.
What is the Card Replacement Fee for American Express Serve?
You will need to pay $5, if you need a card replacement.
What is the Maximum Balance for American Express Serve?
The maximum balance you can have on American Express Serve is $100,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.
How to apply for American Express Serve
- Visit the American Express National Bank website.
- Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
- Check the information is accurate and submit your application.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 - Visit Site
Other Services by American Express National Bank
Feature Breakdown
| Free Customer Service |
American Express Serve Community Reviews
Would you recommend American Express Serve to your friends?
Other Prepaid Cards
American Express National Bank Prepaid Cards
American Express Bluebird
Signature Purchase Transaction Fee
$0
PIN Purchase Transaction Fee
$0
Max Monthly Service Fee
$0
Card Reload Fee
$0 - $3.95
Max Balance
$100,000
American Express Serve FREE Reloads
Rating not yet determined
Signature Purchase Transaction Fee
N/A
PIN Purchase Transaction Fee
N/A
Max Monthly Service Fee
$6.95
Card Reload Fee
$0 - $3.95
Max Balance
$100,000
Signature Purchase Transaction Fee
N/A
PIN Purchase Transaction Fee
N/A
Max Monthly Service Fee
$7.95
Card Reload Fee
$0 - $3.95
Max Balance
$100,000
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