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Prepaid Debit Cards
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Last Updated: 04/18/2025

American Express Serve FREE Reloads

in Prepaid Debit Cards from American Express® National Bank

Last Updated: 04/18/2025

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Monthly Service Fee

Up to $6.95(Verified 06/21/2024)

Card Reload Fee

$0 - $3.95

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American Express Serve FREE Reloads Review

The American Express Serve FREE Reloads is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. American Express Serve FREE Reloads only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

American Express Serve FREE Reloads Pros & Cons

American Express Serve FREE Reloads FAQ

Who issues American Express Serve FREE Reloads?

American Express Serve FREE Reloads is issued by American Express® National Bank, which is based in New York, NY and was founded in 1850.

What fees does American Express Serve FREE Reloads charge?

American Express Serve FREE Reloads charges a monthly fee of up to $6.95.

How Much Does American Express Serve FREE Reloads Cost?

There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $6.95.
There is a reload fee of up to $3.95 fee every time you reload the card.

Does American Express Serve FREE Reloads charge an activation fee?

American Express Serve FREE Reloads does not charge an activation fee .

What is the daily ATM withdrawal for American Express Serve FREE Reloads?

American Express Serve FREE Reloads has a daily ATM withdrawal limit of $750.

What is daily direct deposit limit for American Express Serve FREE Reloads?

It looks like American Express Serve FREE Reloads does not have a set daily direct deposit limit.

What is the Card Replacement Fee for American Express Serve FREE Reloads?

It looks like American Express Serve FREE Reloads does not charge a card replacement fee.

What is the Maximum Balance for American Express Serve FREE Reloads?

The maximum balance you can have on American Express Serve FREE Reloads is $100,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for American Express Serve FREE Reloads

  • Visit the American Express® National Bank website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

American Express Serve FREE Reloads logo

Message from American Express Serve FREE Reloads

Since our earliest days, we’ve strived to find new ways to enrich our customers’ lives, have their backs and provide our special brand of service, in ways both big and small. Even as our business transformed – from freight forwarding to travel to cards to innovative digital products and services – one thing has remained constant: our unwavering commitment to earn our customers’ loyalty for the long haul. That standard of excellence guides us today. We promise to understand, respect and back our customers, and help them on their personal journeys. Because when our customers thrive, so do we. We deliver an unparalleled standard of excellence in everything we do, staying focused on the biggest opportunities to be meaningful to our customers. From our innovative products to our world-class customer service, our customers expect the best—and our teams are proud to deliver it.

Serve American Express Prepaid Debit Account is for the cash inclined. Whether you’re looking to budget, pay bills online or manage day-to-day expenses, free reloads means you can add cash often without incurring fees. Load today, tomorrow and anytime you need.

Contact

Headquarters

World Financial Center
200 Vesey Street
New York, NY 10285
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Hours of Operation

Sunday
7:00AM - 12:00AM
Monday
7:00AM - 12:00AM
Tuesday
7:00AM - 12:00AM
Wednesday
7:00AM - 12:00AM
Thursday
7:00AM - 12:00AM
Friday
7:00AM - 12:00AM
Saturday
7:00AM - 12:00AM

Other Services by American Express® National Bank