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Last Updated: 02/23/2026

PayPal Debit Card

in Prepaid Debit Cards from PayPal Inc

Last Updated: 02/23/2026

PayPal Debit Card logo
Strongly recommended49 total votes
39 users recommend
3 users are unsure
7 users don't recommend

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Highlights

Community Rating

Strongly recommended

Monthly Service Fee

$0(Verified 02/23/2026)
Disclaimer popup with additional information

Card Reload Fee

$0 - $4.95

Number of Reviews

49

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PayPal Debit Card Review

The PayPal Debit Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. PayPal Debit Card only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

PayPal Debit Card Pros & Cons

PayPal Debit Card FAQ

Who issues PayPal Debit Card?

PayPal Debit Card is issued by PayPal Inc, which is based in San Jose, CA and was founded in 1998.

What fees does PayPal Debit Card charge?

PayPal Debit Card does not charge a monthly service fee.

How Much Does PayPal Debit Card Cost?

There is no activation fee.
A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.
There is a reload fee of up to $4.95 fee every time you reload the card.

Does PayPal Debit Card charge an activation fee?

PayPal Debit Card does not charge an activation fee .

What is the daily ATM withdrawal for PayPal Debit Card?

PayPal Debit Card has a daily ATM withdrawal limit of $400.

What is daily direct deposit limit for PayPal Debit Card?

It looks like PayPal Debit Card does not have a set daily direct deposit limit.

What is the Card Replacement Fee for PayPal Debit Card?

It looks like PayPal Debit Card does not charge a card replacement fee.

What is the Maximum Balance for PayPal Debit Card?

It looks like PayPal Debit Card has not set a maximum balance.

How to apply for PayPal Debit Card

  • Visit the PayPal Inc website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.
PayPal Debit Card Disclosure: * PayPal Cash Plus account required to get the card. 1. ATMs must display the Mastercard®, Cirrus®, PULSE® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details. Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details. 2. Transfers typically take 30 minutes or less. 1% of the transferred amount, with a maximum fee of $10 for personal PayPal accounts/1% of transfer amount for business PayPal accounts. Limits apply. Eligible debit cards only. This service fee is for using lnstant Transfer and is not a fee for using the PayPal Cash Mastercard. See limits and details. 3. Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Cash Plus account. 4. Conditions and exceptions apply. See Cardholder Agreement for details.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

PayPal Debit Card logo

Message from PayPal Debit Card

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 434 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Access funds with a debit card linked directly to your PayPal Cash Plus account Shop in-store or online, everywhere Mastercard is accepted. No monthly or annual fees. No minimum balance required. No credit check. Earn 5% cash back on up to $1,000 in monthly spending in your chosen category through PayPal Everywhere.

Contact

Headquarters

2211 N First St
San Jose, CA 95131
Visit Site
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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +65, or 4.3 on a 5-point rating scale.

+65

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

PayPal Debit Card Community Reviews

Would you recommend PayPal Debit Card to your friends?

U

Anonymous

Feb 4, 2024

May or may not recommend

Haven't got to try it yet. But I am willing to try

U

Anonymous

Jan 21, 2024

May or may not recommend

Because I don't have a problem with you all card

DT

Debra T.

Oct 27, 2023

May or may not recommend

it was easy to understand and i like the fact it's highly recommended.

Agent B. avatar image

Agent B.

Oct 6, 2023

May or may not recommend

I don't know how to get it help me 2023 help me

Chad  H. avatar image

Chad H.

Sep 10, 2023

May or may not recommend

Yes if it’s going to be good for me To save and sent out

Edward V. avatar image

Edward V.

Jul 21, 2023

May or may not recommend

I use to love PayPal but they allow merchant's to take more then they charge you out of your account I went to a gas station went inside and paid for for gas $6.00 dollars I only had $6.89 on the card they took 6.89 so if you think about it if they do this to one million people a day add it up 89¢ per transaction that's just on ...Show More

YA

Yasir A.

Jun 18, 2023

May or may not recommend

That is good service to much easy any where parchaising

U

Anonymous

Jun 14, 2023

May or may not recommend

Yes I would recommend my friends and family to PayPal

TG

Tasha G.

Jun 13, 2023

May or may not recommend

I think PayPal cards are amazing is the best prepaid card out there

U

Anonymous

May 9, 2023

May or may not recommend

I think it we'll be a good thing to get for safety

SF

Sabrina F.

Apr 14, 2023

May or may not recommend

Because I have one and it's great it works for me at every store I go too

DH

Diania H.

Sep 17, 2022

May or may not recommend

I love this games I'm trying to put e on my account my friend told me bout PayPal cash card

AN

Aunesia N.

Aug 19, 2022

May or may not recommend

Easy to load and use with great and fast customer service you even get an option for a business credit card.

SL

Sherri L.

Jul 29, 2022

May or may not recommend

Well, I applied for a PayPal Cash card in the middle of June 2022. An Yet to have received it. I'd certainly appreciate this for my financial assistance as I receive from others to help me eat, gas + Personal usage.

U

Anonymous

Apr 15, 2022

May or may not recommend

Would not have lost all of my money! Id rather sleep!!

Sarah L. avatar image

Sarah L.

Jan 12, 2022

May or may not recommend

Easy to use, directly connected to PayPal account and can also be connected to bank account. It has the tap-to-pay feature, too! Overall, very simple and I received mine quickly.

LJ

Lelia J.

Jan 11, 2022

May or may not recommend

I thank you guys for this this girl need to be put in jail

Andrea H. avatar image

Andrea H.

Jan 4, 2022

May or may not recommend

This is a no brainer and so simple to use. I love PayPal for various reasons but mostly because it's easy and accessible from your computer to the phone app and is accepted at almost any location.

JH

Jade H.

Jan 3, 2022

May or may not recommend

I, honestly, don't use PayPal a lot. This account and card do come in handy when I want to purchase things online. My husband loves to use this card for every purchase.

JS

Janet S.

Jan 1, 2022

May or may not recommend

I love my card it easy to send money to my family

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