Skip to content
SuperMoney logo
SuperMoney logo
Prepaid Debit Cards
Advertiser Disclosure

Last Updated: 02/23/2026

PayPal Debit Card

in Prepaid Debit Cards from PayPal Inc

Last Updated: 02/23/2026

PayPal Debit Card logo
Strongly recommended49 total votes
39 users recommend
3 users are unsure
7 users don't recommend
Cast Your Vote icon

Cast Your Vote

Compare All Prepaid Debit Cards


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Community Rating

Strongly recommended

Monthly Service Fee

$0(Verified 02/23/2026)
Disclaimer popup with additional information

Card Reload Fee

$0 - $4.95

Number of Reviews

49

Speech bubbles icon

PayPal Debit Card Review

The PayPal Debit Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. PayPal Debit Card only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

PayPal Debit Card Pros & Cons

PayPal Debit Card FAQ

Who issues PayPal Debit Card?

PayPal Debit Card is issued by PayPal Inc, which is based in San Jose, CA and was founded in 1998.

What fees does PayPal Debit Card charge?

PayPal Debit Card does not charge a monthly service fee.

How Much Does PayPal Debit Card Cost?

There is no activation fee.
A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.
There is a reload fee of up to $4.95 fee every time you reload the card.

Does PayPal Debit Card charge an activation fee?

PayPal Debit Card does not charge an activation fee .

What is the daily ATM withdrawal for PayPal Debit Card?

PayPal Debit Card has a daily ATM withdrawal limit of $400.

What is daily direct deposit limit for PayPal Debit Card?

It looks like PayPal Debit Card does not have a set daily direct deposit limit.

What is the Card Replacement Fee for PayPal Debit Card?

It looks like PayPal Debit Card does not charge a card replacement fee.

What is the Maximum Balance for PayPal Debit Card?

It looks like PayPal Debit Card has not set a maximum balance.

How to apply for PayPal Debit Card

  • Visit the PayPal Inc website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

PayPal Debit Card Disclosure: * PayPal Cash Plus account required to get the card. 1. ATMs must display the Mastercard®, Cirrus®, PULSE® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details. Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details. 2. Transfers typically take 30 minutes or less. 1% of the transferred amount, with a maximum fee of $10 for personal PayPal accounts/1% of transfer amount for business PayPal accounts. Limits apply. Eligible debit cards only. This service fee is for using lnstant Transfer and is not a fee for using the PayPal Cash Mastercard. See limits and details. 3. Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Cash Plus account. 4. Conditions and exceptions apply. See Cardholder Agreement for details.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

PayPal Debit Card logo

Message from PayPal Debit Card

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 434 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Access funds with a debit card linked directly to your PayPal Cash Plus account Shop in-store or online, everywhere Mastercard is accepted. No monthly or annual fees. No minimum balance required. No credit check. Earn 5% cash back on up to $1,000 in monthly spending in your chosen category through PayPal Everywhere.

Contact

Headquarters

2211 N First St
San Jose, CA 95131
Visit Site

Other Services by PayPal Inc