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  PNC Bank Standard Savings Account

PNC Bank Standard Savings Account

in Savings Accounts from PNC Bank · fdic

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PNC Bank Standard Savings Account

Unaffiliated

in Savings Accounts from PNC Bank · Member FDIC

SuperMoney Net Recommendation Score +80

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.

+80

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

8 users recommend
2 users are unsure
0 users don't recommend
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Highlights
Community Rating Strongly recommended
Monthly Fee $0 - $5
APY (Annual Percentage Yield) 0.01% - 0.03%
APY Minimum Balance $1
Number of Reviews 10

PNC Bank Standard Savings Account Review

PNC Bank Standard Savings Account is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Standard Savings Account is available in 19 states (and Washington, DC).

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.03%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5, but the fee is waived if you keep a minimum balance of $300.
PNC savings account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in 19 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
PNC savings account FAQ

Are savings accounts from PNC Bank federally insured?

Yes, your PNC Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does PNC Bank offer a signup bonus?

PNC savings account doesn't offer a signup bonus.

What is the minimum initial deposit for PNC savings account?

The minimum deposit to open a PNC savings account is $25.
PNC Bank Standard Savings Account Minimums
Description
APY Minimum Balance $1
Minimum Account Transfer to Avoid Monthly Fee $25
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Opening Deposit $25

What APY does PNC Bank offer?

PNC savings account offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change).

What fees does PNC savings account charge?

PNC savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $300.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
  • PNC savings account charges a $25 fee for an early account closure. Contact PNC savings account for more details on what is considered an early closure.
  • An overdraft on your account will trigger a $36 fee per item.

Does PNC savings account charge overdraft fees?

Yes, PNC savings account charges a $36 overdraft fee.

What features and perks does PNC savings account offer?

This savings account includes the following features:

  • Fraud monitoring - PNC savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - PNC savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to PNC savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for PNC savings account?

The customer support email for PNC savings account is info@pnc.com.

How do people rate the customer service and user experience of PNC savings account?

Overall, PNC savings account is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From PNC Bank Standard Savings Account

For more than 160 years, we have been committed to providing our clients with great service and powerful financial expertise to help them meet their financial goals. We are proud of our longstanding history of supporting not only our customers but also our communities, employees and shareholders. We believe that our company should serve a greater purpose. That’s why we’re committed to the success of our employees, customers and the communities we serve.

Standard Savings Account. An easy and convenient solution to help you jump start your savings routine. Whatever your savings goal - building your emergency fund, saving for something special, or simply starting good savings habits - we provide access to tools and calculators to help you understand how to make the most of your money.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 2:00pm

Other Services by PNC Bank

Icon for Savings Accounts
View all savings accounts offered by PNC Bank

Availability

  Available in 19 states and Washington, D.C.
  • Alabama
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Missouri
  • North Carolina
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • South Carolina
  • Virginia
  • Wisconsin
  • West Virginia

Feature Breakdown

APY Minimum Balance $1
Minimum Account Transfer to Avoid Monthly Fee $25
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Opening Deposit $25
Bank Teller Fee $0
Paper Statement Fee $0
Early Account Closure $25
International ATM Surcharge $5
Monthly Fee $0 - $5
Overdraft Item Fee $36
Returned Deposit Fee (Domestic) $12
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
Bauer Financial A+/A Rating
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
Bonus Offer Own a qualifying PNC checking account and meet ONE of the following requirements to earn a higher relationship rate: Set up a qualifying monthly direct deposit of$500 to a Standard Checking account. $2,000 ($1,000 for WorkPlace or Military Banking customers) to a Performance Checking account. $5,000 to a Performance Select Checking account. Or, make at least 5 qualifying purchases in a month with your PNC Debit Card or a linked PNC Visa® Credit Card.
APY (Annual Percentage Yield) 0.01% - 0.03%

PNC Bank Standard Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.

+80

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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