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Last Updated: 04/18/2025

E-Central Credit Union Undergraduate Private Education Line of Credit

from E-Central Credit Union

Last Updated: 04/18/2025

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Fixed APR

N/A


Variable APR

8.25% - 13.00%

Amount Range

Up to $25,000

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E-Central Credit Union Undergraduate Private Education Line of Credit Review

E-Central Credit Union Undergraduate Private Education Line of Credit is offered by E-Central Credit Union, a credit union founded in 1943 and based in Pasadena, CA. E-Central Credit Union Undergraduate Private Education Line of Credit are available in 50 states and Washington, DC.

E-Central Credit Union Undergraduate Private Education Line of Credit FAQ

What rates does E-Central Credit Union Undergraduate Private Education Line of Credit offer for in-school private student loan?

E-Central Credit Union Undergraduate Private Education Line of Credit has a variable APR that ranges from 8.25% up to 13.00% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from E-Central Credit Union Undergraduate Private Education Line of Credit?

Available loan amounts may vary by applicant and offers loans up to $25K.

Does E-Central Credit Union Undergraduate Private Education Line of Credit charge an origination fee?

No, E-Central Credit Union Undergraduate Private Education Line of Credit does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does E-Central Credit Union Undergraduate Private Education Line of Credit charge prepayment fees?

No, E-Central Credit Union Undergraduate Private Education Line of Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does E-Central Credit Union Undergraduate Private Education Line of Credit offer?

E-Central Credit Union Undergraduate Private Education Line of Credit provides repayment terms ranging from 20 to 25 years.

What type of borrowers will E-Central Credit Union Undergraduate Private Education Line of Credit consider?

E-Central Credit Union Undergraduate Private Education Line of Credit considers loans applications from:

    What do you need to qualify for E-Central Credit Union Undergraduate Private Education Line of Credit?

    E-Central Credit Union Undergraduate Private Education Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    E-Central Credit Union Undergraduate Private Education Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by E-Central Credit Union Undergraduate Private Education Line of Credit.
    To qualify, applicants may need to provide the following documentation:
    • Driver's license or other government photo ID
    • Government issued photo ID
    • Proof of identity

    Is E-Central Credit Union a legit company?

    E-Central Credit Union was founded in 1943, it is a well-established company that has been in business for 83 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    990 S Fair Oaks Ave
    Pasadena, CA 91105
    (626) 799-6000
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:30AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:30AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

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    Other Private Student Loans from E-Central Credit Union

    E-Central Credit Union logo
    Rating not yet determined
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    Fixed APR

    N/A

    Variable APR

    8.25% - 13.00%

    Amount Range

    Up to $50K
    Visit Site

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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

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    -1000+100
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    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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