Last Updated: 04/18/2025
E-Central Credit Union Undergraduate Private Education Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Fixed APR
N/A
Variable APR
8.25% - 13.00%
Amount Range
Up to $25,000
E-Central Credit Union Undergraduate Private Education Line of Credit Review
E-Central Credit Union Undergraduate Private Education Line of Credit is offered by E-Central Credit Union, a credit union founded in 1943 and based in Pasadena, CA. E-Central Credit Union Undergraduate Private Education Line of Credit are available in 50 states and Washington, DC.
E-Central Credit Union Undergraduate Private Education Line of Credit FAQ
What rates does E-Central Credit Union Undergraduate Private Education Line of Credit offer for in-school private student loan?
E-Central Credit Union Undergraduate Private Education Line of Credit has a variable APR that ranges from 8.25% up to 13.00% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from E-Central Credit Union Undergraduate Private Education Line of Credit?
Available loan amounts may vary by applicant and offers loans up to $25K.
Does E-Central Credit Union Undergraduate Private Education Line of Credit charge an origination fee?
No, E-Central Credit Union Undergraduate Private Education Line of Credit does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does E-Central Credit Union Undergraduate Private Education Line of Credit charge prepayment fees?
No, E-Central Credit Union Undergraduate Private Education Line of Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does E-Central Credit Union Undergraduate Private Education Line of Credit offer?
E-Central Credit Union Undergraduate Private Education Line of Credit provides repayment terms ranging from 20 to 25 years.
What type of borrowers will E-Central Credit Union Undergraduate Private Education Line of Credit consider?
E-Central Credit Union Undergraduate Private Education Line of Credit considers loans applications from:
What do you need to qualify for E-Central Credit Union Undergraduate Private Education Line of Credit?
E-Central Credit Union Undergraduate Private Education Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. E-Central Credit Union Undergraduate Private Education Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by E-Central Credit Union Undergraduate Private Education Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Is E-Central Credit Union a legit company?
E-Central Credit Union was founded in 1943, it is a well-established company that has been in business for 83 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed