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  PNC Bank Analysis Business Checking
PNC Bank Analysis Business Checking
in Business Checking Accounts from PNC Bank · Member FDIC
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PNC Bank Analysis Business Checking

Claimed
in Business Checking Accounts from PNC Bank · Member FDIC
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Highlights
Monthly Maintenance Fee $25
(Verified 08/04/2023)
ATM Fee: Out-of-Network Starting at $3
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

PNC Bank Analysis Business Checking Review

PNC Bank Analysis Business Checking is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Analysis Business Checking are available in 50 states (and Washington, DC).

Key Takeaways

  • $500 Bonus offer. Open a new account and you can get up to $500 with required activities. Minimum deposit of $30,000 required to be eligible for a signup bonus (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, PNC Bank Analysis Business Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $25.
  • $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. PNC Bank Analysis Business Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in PNC Bank mobile or online banking.

PNC Bank Analysis Business Checking Pros & Cons

Pros Cons
  • Generous bonus offer.
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

PNC Bank Analysis Business Checking FAQ

Are business checking accounts from PNC Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does PNC Bank Analysis Business Checking offer?

PNC Bank Analysis Business Checking is not an interest-bearing account.

What are the account minimums for PNC Bank Analysis Business Checking?

PNC Bank Analysis Business Checking requires a minimum initial deposit of $100 to open an account.

PNC Bank Analysis Business Checking Account Minimums
Description Amount
Minimum Initial Deposit $100

What fees does PNC Bank Analysis Business Checking charge?

This account charges a monthly maintenance fee of $25.

PNC Bank Analysis Business Checking Fees
Description
ATM Fee: In-Network 0
ATM Fee: Out-of-Network Starting at $3
Check Copy 5
Check Image Service 3
Debit Card Replacement Fee (Standard Delivery) $7.50
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Maintenance Fee $25
NSF Fee 36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Paper Statement Fee 2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $20
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $13
Wire Transfer Fee - Domestic (Outgoing) 90
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) 110

What features and perks does PNC Bank Analysis Business Checking offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $500 if you deposit a minimum of $30,000.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - PNC Bank Analysis Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - PNC Bank Analysis Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From PNC Bank Analysis Business Checking

For businesses who want multiple checking accounts and earnings credit for all balances. The solution that helps you simplify things by linking multiple checking accounts for easier book keeping, where you pay for the banking services you use.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 2:00pm

Other Services by PNC Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $100
ATM Fee: In-Network 0
ATM Fee: Out-of-Network Starting at $3
Check Copy 5
Check Image Service 3
Debit Card Replacement Fee (Standard Delivery) $7.50
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Maintenance Fee $25
(Verified 08/04/2023)
NSF Fee 36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee 2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $20
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $13
Wire Transfer Fee - Domestic (Outgoing) 90
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) 110
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Business Formation Documents
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Expense Management
Signup Bonus $500
Signup Deposit Requirement 30,000
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)

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